The transfer of housing provident fund can be carried out in the following ways: in person.
First, open a provident fund account at your new workplace and obtain an account opening certificate.
Then, the transferred unit fills out and submits the "Housing Provident Fund Transfer Notice" and goes through the transfer procedures.
Apply online.
Log in to the "National Housing Provident Fund" applet of the Ministry of Housing and Urban-Rural Development or the Housing Provident Fund online business system, select the transfer and continuation business, fill in the information and submit the application as prompted.
You can also apply at the counter, fill in the relevant forms and submit the application.
It should be noted that the specific application procedures and required materials may vary from region to region. It is recommended to consult the local housing provident fund management center to obtain the most accurate information.
The application conditions for provident fund loans are as follows: 1. Urban employees and their units must pay housing provident funds continuously for one year; 2. If the borrower purchases a commercial house, he must have self-raised funds of no less than 30% of the total house price as the down payment of the house.
; 3. The borrower has a stable economic income, good credit, and the ability to repay the principal and interest of the loan; 4. If both spouses have paid the housing provident fund in full and normally, only one party is allowed to apply for a housing provident fund loan; 5. A family can only apply for a housing provident fund loan at the same time.
Can apply for a housing provident fund loan to purchase a house; 6. The borrower must have a permanent urban residence or valid residence status in the province (city); 7. Agree to use the purchased house as a mortgage.
In summary, to handle the housing provident fund transfer procedures, the employee opens a provident fund account in the collection department of the newly transferred unit and provides an account opening certificate. The transferred housing provident fund management center will credit the transferred funds to the depositor's personal housing.
Provident fund detailed account and inform the depositor.
Legal basis: Article 15 of the "Housing Provident Fund Management Regulations" When a unit hires employees, it must register with the Housing Provident Fund Management Center within 30 days from the date of recruitment, and handle the establishment or transfer procedures for employee housing provident fund accounts.
If a unit terminates the labor relationship with an employee, the unit shall register the change with the Housing Provident Fund Management Center within 30 days from the date of termination of the labor relationship, and handle the transfer or sealing procedures for the employee housing provident fund account.