The risks of public funds include: 1. Pay attention to arranging the proportion of fund types according to your own risk tolerance and investment purposes.

2. Pay attention to regularly checking your investment returns, and perform post-maintenance of the account according to changes in market rhythm.

3. Choose the fund that suits you best, and set an investment limit when buying equity funds.

4. Whether the fund manager candidly states and evaluates its investment portfolio and performance. For details, please pay attention to the fund manager's work report in the annual report.

5. Carefully read the contract terms, such as product items and product benefits.

6. Cemetery fund subscription and redemption must be within trading days, that is, Monday to Friday.

(Except holidays) 7. Don’t blindly pursue new funds. Although new funds have inherent advantages such as price concessions, old funds have long-term operation experience and more reasonable positions, which are more worthy of attention and investment.

8. Fund dividends are the return of investors’ early profits. It is more reasonable to try to change the dividend method to dividends before investing.

Investors should pay attention to two aspects when subscribing for funds: First, read the fund contract carefully.

Holders should carefully read the contract termination clauses when subscribing for funds. The liquidation of public funds is mainly divided into two types: sponsored funds and non-sponsored funds. The liquidation methods, liquidation scale and liquidation time are very different between the two.

The second is to have a peaceful mind.

The liquidation of a public fund will return money to investors based on the last day's net value, which is equivalent to forced redemption. For funds that have been losing money since their establishment, the risk of product losses will be borne by investors, and the time cost may also be greater.

Therefore, when investors subscribe for smaller fund products, the related risks may be higher and they need to pay special attention.

When investing in public funds, you must choose a variety that suits you.

If you are unsure, you can do your homework first and learn relevant knowledge, and avoid investing blindly.