1. What is the national debt?

National debt refers to the debt instrument issued by the central government in the form of bonds, which is an important means for the government to raise funds. Treasury bonds are issued by the government, the issuer is the Ministry of Finance, and the form of issuance is public offering. The term of national debt is generally 5 years and 30 years, among which 10 year national debt is more common.

Second, the purchase method of national debt

1. Purchase through the bank: you can open a national debt account in the bank and purchase through the account;

2. Purchase through online banking: you can open a national debt account in online banking and purchase through the account;

3. Purchase through brokers: you can open a national debt account with brokers and purchase through accounts;

4. Purchase through the China Government Securities Depository and Clearing Corporation: you can open a government bond account with the China Government Securities Depository and Clearing Corporation and purchase through this account;

5. Purchase through a fund company: you can open a treasury bond account in a fund company and purchase through the account;

Third, the investment characteristics of national debt

1. The investment risk of national debt is low: the issuer of national debt is the central government, so its risk is extremely low and it is a safe investment;

2. Stable national debt income: the national debt income is relatively stable and will not be affected by market fluctuations;

3. The yield of national debt can be adjusted: the yield of national debt is determined by the government, which can adjust according to market conditions;

4. Long investment period of national debt: The investment period of national debt is generally 5-30 years, which can meet the long-term investment needs of investors;

Fourth, the national debt investment strategy.

1. Flexible purchase period: you can choose different periods according to your investment needs and invest flexibly;

2. Diversified investment: try to diversify investment, which can diversify investment in government bonds with different maturities and reduce investment risks;

3. Regular position adjustment: Regular position adjustment can effectively utilize market opportunities and adjust the investment portfolio in time;

4. Regular tracking: regularly track policy changes, keep abreast of changes in the yield of government bonds, and adjust investment strategies in time;

Verb (abbreviation of verb) national debt investment risk

1. Policy risk: National debt is affected by policies, and policy changes will affect the yield of national debt;

2. Inflation risk: inflation will affect the yield of government bonds and the principal of investors will be affected;

3. Risk of interest rate changes: interest rate changes will affect the income of government bonds, and the income of investors will also be affected;

VI. Suggestions on Investment in National Debt

1, investors should choose their own national debt according to their risk tolerance;

2. Investors should diversify their investments and don't invest all their money in a certain kind of national debt;

3. Investors should regularly track policy changes and keep abreast of changes in the yield of government bonds;

4. Investors should adjust their positions regularly, adjust their portfolios in time, and make effective use of market opportunities;