The combination of industry and finance, that is, the combination of industrial capital and financial capital, refers to the combination of the two through equity participation, holding and personnel participation. From the carrier of industrial capital and financial capital, industrial capital generally refers to monetary capital and physical capital possessed and controlled by non-financial institutions such as industrial and commercial enterprises, while financial capital generally refers to monetary capital and virtual capital possessed and controlled by financial institutions such as banks, insurance, securities, trusts and funds.

The combination of industry and finance has the characteristics of permeability, complementarity, combination optimization, high efficiency and two-way selectivity.