Look at the fund's profits over the years. When it is negative, it must be a loss. There are no stocks that only go up and don't fall. The essence behind stock funds is still stocks.

Historical trends rise and fall. You feel better for two years. When will it drop? Are you scared?

From 2009 to 65438+2005, my friend worked in China Bank Securities Company. Later, the daily business index is to recommend funds to customers, and what you sell is what you lose. Every time I have a task, I can't help but buy1-20 thousand, losing thousands of dollars. Later, the boss changed, forcing everyone to sell many stock funds. After the customer loses money, there are often big fights in the sales department.

Funds will also cover people, falling by 50%, and many of them have not been covered for 2-3 years. Even if it is a good market, some funds have fallen.

As soon as the aunts participate, it means that they are basically late.

Still an old saying goes, investment is risky and you need to be cautious when entering the market.

Not necessarily. Unlike stocks, funds need long-term investment. You can enter as long as you meet the following conditions.

1, with spare funds.

Today, three friends told me that they had already held it in Man Cang. This is the advantage of having spare money. When the time is right, you can fully invest, commonly known as "all-in", and you will not be too worried about short-term fluctuations.

For fund novices, it is very important to invest with spare money. Do as much as you have, and never invest with the money from financing loans. The biggest problem with borrowing money to invest is that in the face of extreme market conditions, funds will be "trapped". Once the meat is cut, there is no chance to return to the capital.

Unlike idle funds, it can wait patiently in the face of "trapping". The longer the time, the greater the probability of liquidation, and you can make a quick profit when you encounter a bull market.

Novice investors have a good chance of winning because of their lack of understanding of the market and judgment of the situation. Even in the case of market preference, they still have certain risks. Therefore, investing with idle money is the best way to reduce risks.

2. Make plans for long-term holding.

If you hold the idea of gambling and getting rich overnight, it is better to invest in stocks directly, and the market will rise. Maybe a few daily limit can double your principal; However, investment funds are long-flowing, so we should be prepared to hold steady income for a long time.

Although now we see that some popular stock funds can earn a few points a day, in just one or two months, the net value of many funds has doubled. However, the past does not represent the future, and even we need to remain vigilant and risk-conscious. During the bull market, there is often a saying to describe the risk: "When everyone is speculating in stocks, it means a turning point." In the past year, the fund has done well, and more and more people began to invest in the fund. Maybe in the future, we will see that aunts who buy food also start to discuss funds.

Therefore, although the A-share index is still at a low level, we should not take it lightly in fund investment, abandon the idea of getting rich overnight, carefully select funds and prepare for long-term holding.

3. Learn basic fund knowledge.

Funds are different from civilian wealth management such as buying Yu 'ebao, bank wealth management and national debt. It has a technical threshold and the threshold is not low. If you want to make money from it, don't give it to "fate", just choose "foundation" and give it to fate. There must be a difference between doing homework and not doing homework. In buying funds, doing your homework can give you more gains and protection.

There are many types of funds, and different fund investment directions, charging standards and subscription time are different. It is very important to learn these basic knowledge and choose the fund that suits you.

Of course, some friends don't have a strong understanding of learning, so they should also learn the most basic three indicators: how to choose the top-ranked funds, how to screen the fund establishment time and fund managers, and how to check past performance. With these foundations, they can start fund investment.

Step 4 get support from your family

Fund investment is a very important step to start the wealth harvest. On the one hand, it can bring more and higher income than conventional bank deposits, balance treasures and bonds. On the other hand, there are also great risks, which may bring financial losses.

Different from fixed investment, it belongs to equity investment, and risks and benefits coexist. This investment model needs the support of family members. After all, wealth is enjoyed by family members. Before making such an important investment, getting your family's consent and support can reduce your investment pressure and make you more stable physically and psychologically. A good investment mentality is the first step to success.

Self-confidence and unburdened investment psychology are the key factors to win investment. Don't ignore it, and don't hold the idea of secretly getting rich without telling your family. Stay back in everything. What if you lose?

With the support of our family, we can operate this fund reasonably and reap greater benefits.

After 15 years of ups and downs, it is true. When most people start to prepare to enter, it is almost enough. It's best to take profits in time and leave their burdens behind. Everyone wants to make money. Where does the extra money come from? During the Spring Festival this year, stocks and funds are the most frequently heard, from retired grandmothers to students. The stock market is like this, just like a casino.

I bet 2 1 keeps going up. How can it fall unless monetary policy is suddenly tightened? I bet on the luck of the country.

This is the old rule! But this time, if it is a slow cow and a long cow, it will be different. Will it change?

When many people are still talking about leaving the market, it is still far from the top, and the direction of the market is always anti-human.

First, is the stock market a charity?

Second, what's the difference between two flat and seven losses in the stock market this time?

Third, every time everyone talks about stocks or funds, when is it usually? What will happen next? Will it be different this time?

It's time to leave. The fund I bought on 20 15 has not been untied. At that time, the stock market was crazy and my classmates at the bank recommended me to buy it. Forget it, that's tears!

Gambling on the national luck, the full registration system will be implemented, and there will be no big decline. Buying index funds is more reliable [dog head]

You have no statistics. The observer's prejudice always exists. How do you know that there are still many rich people who haven't discussed the fund?