Class c charging mode, that is, no subscription fee is charged, but sales service fee is charged.
1. Investors who are suitable for choosing Class A should meet the following two conditions. One is investors who buy in large quantities. As stipulated by some bond funds, investors who choose Class A for more than 5 million yuan only need to pay the subscription fee of 1000 yuan, which is the lowest cost.
The other is investors whose funds have not been used for a long time. Since Class A is the front-end expenses, investors will not have large-scale short-term arbitrage like Class C, which makes their performance relatively stable, and long-term investment will have good expected annualized income.
2. For investors who don't buy much money and hold it for more than two years, Class B is more suitable. Some bond funds only charge a one-time subscription fee of 0.6%, and the redemption fee for more than two years is zero.
3. If you want to choose Class C, it is more suitable for some investors with small purchase amount and uncertain holding time. The investment period can be long or short and the amount can be adjusted. This is mainly because the subscription fee is 0, the redemption fee is 0 after holding for 30 days, and the sales service fee is only charged at the annual rate of 0.3%, which greatly reduces the transaction cost of investors.
References:
Cai Xi. com