The first batch of digital RMB social security cards in China will be unveiled, and the first batch of third-generation social security cards with digital RMB hardware wallets will be born. So today, Bian Xiao is here to sort out the knowledge about digital RMB for everyone. Let's have a look!

China's first digital RMB social security card was unveiled.

According to Beijing Daily, recently, under the guidance of digital currency Research Institute of China People's Bank and Beijing Human Resources and Social Security Bureau, China Postal Savings Bank Beijing Branch jointly launched the research and development of Beijing Minsheng Card digital RMB hardware wallet, and has produced the first sample card. This will be the first batch of third-generation social security cards with digital RMB hardware wallets in China.

In the next step, Beijing Branch of Postal Savings Bank will do a good job in promoting the issuance of digital RMB hardware wallet with Beijing Minsheng Card under the premise of safe and orderly deployment in Beijing.

At the beginning of this year, Beijing Municipal Market Supervision Administration issued the technical specification of "Beijing Minsheng One Card", which will design a digital RMB identification area at the designated position on the back of the card, and support the functions of digital RMB hard wallet and card soft wallet balance inquiry, digital RMB transaction and so on.

Social security card is expected to become one of the core application scenarios of digital RMB.

There are two forms of digital RMB: software wallet and hardware wallet. Software wallet, namely "digital RMB" wallet, exists in the form of mobile App and has been put on the mobile app store. Hardware wallet refers to the wallet based on "chip" form, and social security card is one of the forms of digital RMB hardware wallet.

Social security cards have a huge user base. By the end of June 20021,the number of social security card holders in China had reached 654.38+343 million. Guotai Junan pointed out that in the form of digital RMB, the central bank may launch a monetary policy tool directly targeting the real economy. Because the social security card is directly bound to personal identity, it is expected to become a best practice tool.

Since the beginning of this year, the related policies of digital RMB have been introduced continuously, which has accelerated the application of digital currency. In April, the list of the third batch of pilot areas was released, and the pilot area of digital RMB was expanded from the original "10+ 1" pilot area to 23 areas in 15 provinces and cities, and the pilot scope of digital currency was steadily expanded.

Under the epidemic situation, local governments regard digital RMB red envelopes as an important means to protect the economy and promote consumption, and digital RMB has the trend of "many a mickle makes a mickle, and it is thin". According to statistics, the amount of digital RMB red envelopes issued this year has exceeded 300 million yuan. Huaxi Securities said that digital RMB, as a revolutionary innovation pilot in the financial IT industry, is reconstructing the entire financial payment ecology and bringing a longer-term industrial expansion logic.

According to the statistics of Securities Times and DataBao, among A-shares, many companies have laid out the field of digital RMB hard wallets. Desheng Technology is a business card maker and business card equipment provider of Minsheng Card (the third generation social security card) of Beijing Postal Savings Bank. The company previously said that digital currency's technical functions are still in the testing and verification stage.

Chu Tianlong focuses on the field of digital security and actively participates in the pilot work of digital RMB. The company continues to maintain R&D investment in digital RMB hard wallet, distribution/acceptance equipment, system platform and application solutions.

Xinguodu said on the interactive platform that after the further promotion of digital RMB in the future, the developed intelligent terminal equipment can support the acceptance of digital RMB.

The key technology of digital RMB hardware wallet developed by Youboxun embeds hardware wallet into various intelligent terminal devices and can be applied to various product forms.

Guangdian Express has complete digital RMB products and solutions, and has won the bid for 9 bank digital RMB system construction projects and several bank digital RMB marketing activities.

The New World is the only outsourcing service provider for the construction of digital RMB payment acceptance system at the head office level, which is deeply deployed in three dimensions: bank IT payment acceptance system construction, merchant acceptance terminal research and development, and digital RMB merchant operation.

What digital RMB concept stocks are there?

1, Gao Weida (300465): The company has technical reserves in digital currency.

2. Guangdian Express (002 152): The company is actively developing digital currency, including the distribution and exchange of self-service equipment in digital currency, the application of digital currency wallet and digital currency in gates and self-service vending machines.

3. Digital Authentication (300579): The company has studied some cryptographic technologies related to digital currency.

4. Tian Fei Cheng Xin (300386): The company plans to establish Tian Fei Digital with Deputy General Manager Yan Yan, Sun Xiaodong and supervisor. The registered capital of Tian Fei Digital is planned to be 30 million yuan, of which Tian Fei Chengxin contributed14.6 million yuan in cash, and the shareholding ratio is 48.67%. The company's business purpose is to focus on related fields in digital currency, provide products and technical support for the wide application of digital currency, and promote the development of cashless payment.

5. Crane Software (300663): The company has obtained the copyright of mobile wallet-related software, and has research and development and technical reserves related to digital wallet, which can support digital currency.

6. Lacarra (300773): At present, only two third-party payment companies, Lacarra and UnionPay, have signed strategic cooperation agreements with digital currency Research Institute of the Central Bank.