The first part: What is the fixed investment of the fund? The fixed investment of the fund is to invest a certain amount in a specific fund product within a specified period of time, so as to realize wealth appreciation in a long-term and steady way. The advantage of fixed investment is that it can avoid market fluctuations and let time and compound interest create value for themselves. The fixed investment of the fund is a worry-free, labor-saving and time-saving investment method, which is suitable for ordinary investors who have no time and energy to pay attention to the stock market.
The second part: Can 500 yuan's monthly fixed investment realize wealth appreciation? 500 yuan may not seem like much every month, but the power of long-term fixed investment should not be underestimated. Take a stock fund as an example. From 20 1 8 65438+1October1to 202165438+1October 65438, the monthly investment in 500 yuan is fixed. What is the income after three years? According to the calculation, the total amount of fixed investment is 6,543,800+0.8 million yuan, and after three years, the net value is 22,000 yuan, and the yield is as high as 22%. Although market fluctuations are inevitable, short-term fluctuations can be avoided through long-term fixed investment and wealth appreciation can be realized.
Part III: What are the benefits of fixed investment? The fixed investment of the fund can avoid market risks and reduce the psychological pressure of investors. Fixed investment allows investors to gradually establish the habit of long-term investment and form a lasting financial thinking. Long-term fixed investment can make time and compound interest create value for themselves and realize higher wealth appreciation.
Part four: How to choose the right fund products? There are many aspects to consider when choosing the right fund products, including the type of fund, risk-return ratio, background of fund manager, reputation of fund company, etc. Investors can choose by understanding the historical performance of the fund, the scale and strength of the fund company and the investment style of the fund manager. The choice of fund products also needs to be considered comprehensively according to its own risk preference and financial situation.
Part V: How long should the fixed investment last? The fixed investment of the fund is a long-term investment method, which is recommended to last for at least three years. Because short-term fluctuations are inevitable, in the long run, economic development and enterprise growth will bring better returns to the fund. Investors can also determine the term according to their own financial situation and risk tolerance. But in any case, long-term adherence to fixed investment can truly enjoy the wealth effect created by time and compound interest.