The full name of the fixed investment of the fund is fixed investment, which refers to investing in the designated open-end fund at a fixed time with a fixed amount, similar to the bank's zero deposit and withdrawal method. In other words, the fixed investment of the fund is a long-term investment method in which the investor and the sales organization (including banks and brokers) agree on the time and amount of monthly deduction to buy a certain fund, and the sales organization automatically completes the deduction from the investor's designated fund account and completes the fund subscription application on the agreed date every month.

What are the advantages of the fixed investment of the fund?

First of all, the fund's fixed investment has a low entry threshold and a low starting point. The minimum subscription amount of the fixed investment of the general fund is only 100 yuan per month; Secondly, choosing a fixed investment fund can transfer money automatically and conveniently. After signing the contract at one time, the subsequent installments will be deducted and subscribed automatically; Moreover, the income from the fixed investment of the fund can be accumulated, and the idle funds can be invested and increased through the fixed investment of the fund. If you choose the right fund, you can also accumulate a lot of wealth after a period of time.

In addition, the fixed investment of the fund has two advantages. First, it can reduce risks and dilute costs. Choosing a fixed investment can average investment and spread risks. Capital is invested on schedule, and the investment risk is relatively average, which is suitable for investors with low risk tolerance.

Another advantage is that it can resist the erosion of inflation. In the long run, the sustained economic development is often accompanied by a certain degree of inflation, and the fixed investment method similar to zero deposit and lump sum withdrawal and long-term high expected return can help investors curb the impact of inflation.