The handling fee for the fixed investment fund is the handling fee for the subscription fund. According to different fund rates, there are 1.0%, 1.2%, 1.5%, 1.8% and so on. You can go to different channels to buy the same fund, and you can buy it at the same time in banks, fund websites and securities companies. The handling fee will be different or the same. Generally, it will be cheaper on the fund website. If banks have signed discounts with securities companies and fund companies, they can also buy in these places and enjoy preferential rates. If they don't sign the contract, they can only buy it at the standard price.

Another point is that not any bank or any securities company can buy any fund of any fund company. It depends on whether it is an agency of a fund company. For example, I went to Industrial Bank a few days ago, and the service staff told me that I could not buy Yin Hua Fund, but only some products of Dacheng Fund. Therefore, there is no preferential rate.