Wealth management: wealth management products held to maturity, if they are capital preservation wealth management products, belong to the scope of value-added tax collection, and the value-added tax is levied at 6% for loan services (note: small-scale taxpayers are levied at 3%); If it is a non-guaranteed wealth management product, it does not belong to the scope of value-added tax, and the income obtained is not subject to value-added tax.

Note: Capital preservation income refers to the investment income that is clearly promised in the contract that the due principal can be fully recovered. That is, when the contract is established, the contract clearly promises to repay the principal at maturity. If the contract does not explicitly promise that its principal can be fully recovered, it is not considered as "capital preservation".