Debt investment

That is, you lend money to others (companies) and they give you fixed interest. No matter how much money they make from their investment, how much money they lose has nothing to do with how much money they pay you back. If the company goes bankrupt, they will return the money to the borrower (bondholder) at the time of settlement. Of course, there are several types of debt investment. Generally, the creditor with the lowest interest rate is the first person to be repaid when the company goes bankrupt. Some creditor investors can't get any money even if they go bankrupt (in this case, there is no money for the creditor with priority), but the interest of such creditor investors is higher because they bear higher risks.

property rights

Is that your investment accounts for the shares of the company or this project. Let's take a simple example. You and your classmates have opened a store, 10000 yuan (that is, you account for 50% of the store). When the business is profitable 10 yuan, you get 5 yuan. When the enterprise loses $65,438+00, you post $5 (this post does not mean that you take $5 out of your pocket and your investment of $65,438+00,000 becomes $9,995). The company went bankrupt, and it was only worth 5000 in the end. You can only get 2500 if you take it. Of course, if you invest in a listed company, you can get dividends in addition to dividends. In accounting, the amount of dividends you get will be used to subtract your total investment (for example, if you invest 10000 RMB, if you give you 50 RMB, your investment will be 9950 RMB).

capital investment

There are many kinds of funds, depending on different investment purposes and investment groups.

But generally speaking, funds gather investors' money (pool of funds, pool of funds), and then fund managers invest these money in different assets through their own investment analysis, market forecast and stock selection. General foundations not only invest in stocks (stocks are divided into many categories, such as small companies, large companies, non-dividends, dividends, stock indexes, etc. , each has its own characteristics), but also invest in bonds, cash, real estate and the like to remove avoidable risks and resist risks.

Funds are divided into open &; Closed, one can be traded in the secondary market, and the other can't. There are active and passive fund investment strategies. Passive type does not need skills, just buy a stock index, also known as (buy&; Holding strategy). Fund managers are generally more active, which is the main way for them to make money through this strategy. Initiative means that they try to make their fund investment return higher than the market (that is, the return of the stock index), which is often difficult.

It contains a lot of content, and I think it should be enough to answer your question. Some places don't express very China culture, because I studied finance abroad.