What is the difference between a fixed investment stock and a fixed investment fund? Which is better?

There are four main differences between investing in stocks and investing in open-end funds:

Income and risk: compared with investing in stocks, the risk of investing in open-end funds is relatively low, and of course the income is relatively low.

Portfolio: Buying an open-end fund is equivalent to buying a portfolio of multiple stocks. The combination of open-end funds allows investors to buy a portfolio with a small amount of assets, and at the same time portfolio investment reduces investment risks;

Tax: According to the current laws and regulations, stamp duty should be paid for stock purchase; The purchase of open-end funds is exempt from stamp duty;

Liquidity:

Stocks are listed and traded on the exchange, and the counterparties are other investors. The success of the transaction and the price level depend on the supply and demand of the market, and the liquidity is limited to some extent.

Answer supplement

Fund subscription business is a business in which investors subscribe for a certain fund product within a certain investment period. After the fund management company accepts the investor's application for subscription of fixed investment, the fund agency will deduct the investment and subscription amount from the fund account designated by the investor within a certain fixed period of time (taking the month as the smallest unit) according to the investor's requirements.