It's different. Long Qian Bao 1 is different from replacement. Long Qian Bao 1 is a wealth management product with living money. The 7-day compound annualized rate of return is 2.2%, which is 1 1 times the current interest rate. With quick redemption function, you can use funds in real time. The initial purchase amount 1 min, and the risk level is extremely low. Change Pass is a cash transfer currency E in South China, which is a very low-risk monetary fund. There is no handling fee for transferring change to bank card.