Generally speaking, funds suitable for fixed investment generally require larger fluctuations in unit net value, so as to highlight the diversified risks of fixed investment.

The Bosera Balanced Allocation Fund is a balanced fund (that is, value stocks and growth stocks in the fund account for approximately half each).

Harvest 300 is an index fund. The characteristic of index funds is to passively track the market and achieve the same increase as the market.

However, in recent years, there have been very few non-index funds that have truly outperformed the market. Especially for balanced stock funds, their returns are lower than those of index funds.

In the long run, index funds are not only suitable for large fluctuations in unit net value, but also can keep pace with the market and the times. They are very suitable for fixed investment in funds.

To sum up, it is recommended that you buy Harvest 300.