What is the definition of a fund manager? How to understand the fund manager? What is a short fund manager? The following are the words of Bian Xiao's short-selling fund manager, hoping to help you to some extent.
What is the fund manager who broke the position?
Fund managers are professionals who manage portfolios. They are responsible for formulating the investment strategy of the fund, making decisions on buying and selling investment products such as stocks and bonds, and supervising the daily operation of the fund.
The main responsibilities of a fund manager include:
Investment decision: The fund manager is responsible for studying market conditions, analyzing various investment targets, formulating investment strategies suitable for fund objectives, and making decisions on buying, selling or holding specific investment products.
Asset allocation: the fund manager allocates assets according to the risk preference and target income of the fund, that is, the fund funds are allocated to different types of investment products to realize diversification and risk dispersion of the asset portfolio.
Risk management: Fund managers need to manage the risks of investment portfolio, including evaluating and controlling investment risks, market risks and liquidity risks, and taking corresponding risk control measures to ensure the stable operation of the fund.
Performance evaluation and report: the fund manager is responsible for monitoring the performance of the fund, regularly compiling and publishing the performance report of the fund, and providing investors with accurate and comprehensive investment information.
Fund managers usually have profound financial and investment knowledge, are familiar with market conditions and investment analysis methods, and can make wise investment decisions according to market changes in order to achieve the risk control and long-term value-added goals of funds. They strive for a good return on investment for investors on the premise of abiding by laws, regulations and fund contracts.
What is a fund manager?
Fund managers generally require a master's degree or above in finance-related major, with a good mathematical foundation and a solid economic theory foundation. They will be more competitive if they have overseas study experience or obtain CFA certificate. In a fund management company, each fund is decided by a manager or a group of managers. The investment portfolio is selected according to the investment objectives of the fund prospectus, which is determined by the investment strategy of the fund manager. The actual combat ability of investment, that is, investment performance, determines its influence and salary return in the industry.
What's the difference between a private fund manager and a Public Offering of Fund manager?
Fund managers will also be divided into Public Offering of Fund managers and private fund managers.
For managers in Public Offering of Fund, they usually start with graduate students from famous universities (such as Peking University, Tsinghua University, Jiaotong University, etc.). ), and the background is generally more complicated. Fund managers with pure financial background are generally difficult to do, and there will also be some fund managers with pure science and engineering background.
In terms of work experience, researchers usually come from many backgrounds, and they need very good researchers. They will also organize competitions to choose fund managers.
Private equity fund managers are generally based on actual combat experience. After the liberalization of private placement licenses, many people who think that the level of stock trading is relatively high have become private placement fund managers themselves. However, compared with the overall threshold, Public Offering of Fund has a higher threshold for managers, while private equity funds are relatively average.
First, having financial knowledge as the foundation is also a professional job requirement;
Second, outstanding emotional intelligence and communication skills, can read people quickly.
Third, the circle of contacts is growing.
Fourth, a strong ability to withstand pressure and a clear body, people who rely on performances to get food must exchange their bodies for money, and they must be willing to give up, but it does not mean that they can definitely get it.
How does the fund decide to invest?
1 Select the fixed investment target: The foundation for the fund to make money by fixed investment is based on a good fund. For us, choosing a good fund product is the most important thing. We need to screen and compare the historical performance, maximum retracement, position distribution, investment style, fund manager and other information of the fund to ensure that there is no problem with the fund.
2 determine the fixed investment cycle: for the fixed investment cycle, there are often daily fixed investment, weekly fixed investment, monthly fixed investment and irregular fixed investment. According to statistics, no matter how the market changes, the yield curves of daily fixed investment, weekly fixed investment and monthly fixed investment are almost similar, with little difference in income, and there will be no situation that the higher the frequency of fixed investment, the higher the income. Among them, the monthly fixed investment time is very suitable for the second or third day after the salary is paid, because it can help us to save forcibly and is suitable for friends who have weak self-control and like to spend.
Fixed-time investment refers to investors who choose to buy in the falling market instead of setting a fixed time, which is more suitable for investors who have a better understanding of the fund, have certain research, can pay attention to its market every day, and have certain time and energy.
3 Fixed investment amount: Assuming that the fixed investment period has been determined, the fixed investment amount must be fixed or not. The amount is easy to understand, that is, every investment is the same amount. If it is not fixed, you can increase the investment ratio when the market goes down and reduce the investment amount when the market goes up.
4 save the cost of fixed investment: if we can save more costs in the investment process, it is equivalent to an increase in our rate of return. Here, the transaction costs of the fund are reduced as much as possible, such as redemption fees, sales service fees, and trading commissions of the on-site funds. In addition, the correct choice of fund dividend method is also a skill to make our long-term income rise. Cash dividends can make us feel safe, which not only makes the floating surplus become real money, but also saves our redemption fee. If it is dividend reinvestment, then we can increase the fund share.
Although the dividend of the fund will be ex-dividend, that is, putting the money in the left pocket in the right pocket will not increase our income immediately, but the dividend will be made up after ex-dividend. As long as dividends are stable for a long time, the price drop caused by ex-dividend will be compensated, so it is a long-term positive for us.
5 Take profit in time: It is necessary to know that although the fixed investment of the fund is a long-term investment, there is also a time limit. We must learn to make a profit in the right position. Generally speaking, bull market and bear market are the best nodes for a long investment cycle, especially the China stock market is still in a short-term state, so it is necessary to find the right time to take profits when the bull market comes.
How to recover 40% of the fund losses?
When the fund loses 40%, it is necessary to analyze whether the fund has a future and whether it is a loss caused by the fund itself. If it is a loss caused by the fund itself, stop adding positions, don't think about paying back the capital in this fund, and need to change to an excellent fund.
Then, if it is not the fund's own reason, it is necessary to analyze whether the fund has a rebound trend and buy when the fund falls, so that you can buy more shares at the same price, just saying that adding positions will increase the risk of the fund, so be careful when adding positions.