Different types of funds have different returns. Generally, the annual income of money funds is between 1.5 ~ 4%, and other types of funds are generally risky, so it is impossible to determine an approximate value. If the fund's income is good, then the income will be relatively large, which may rise by 60% a year, but the fund's market may also fall by 30%.

When choosing a fund, you can generally look at the past rate of return. You can check the rate of return in the last month, the last three months, the last year and since its establishment in the details of the fund, and then analyze the prospect of this fund by reference.

Take Alipay as an example: at present, the fund's return rate ranks first, and the highest return in the past year is Qianhai Open Source Public Utilities Stock Fund, which has increased by 167.46% in the past year, but the fund's return will change every day.

The rate of return in the past is only for reference, not for the future. For example, a fund that may have a particularly high increase today will fall tomorrow. The fund is a highly volatile product. If it goes up, it will go down, with certain risks.