1, only pay attention to the benefits and ignore the risks. Many investors believe that when the market is good, the fund will definitely make money. In fact, any investment activity has risks, and risks correspond to returns. Although the risk of the fund is smaller than that of the stock, it does not mean that it will not lose money. In addition, although taking high risks may not necessarily earn high returns, in order to pursue high returns, we must take high risks. Therefore, fund investment is still risky.

2. Borrow money to invest. Many investors borrow money to buy funds when the market is good, in order to get more income. This is very dangerous, because funds are generally long-term financial products with risks. Generally speaking, there is interest on borrowing money. If it loses money, it must be repaid together with the principal. It is recommended not to borrow money to invest as much as possible. There is often a callback in the process of market rise, so as not to be tired of interest burden and short-term lock-up.

3. Excessive frequent operation. Many investors hope to get higher returns. In practice, it is often to see which fund rises well, and then to redeem the fund in hand and buy the fund that rises well. In fact, this is not right, because the fund is basically a medium-and long-term investment tool, with small short-term fluctuations and basically unaffected by market speculation. Therefore, it is not easy to make money by rushing in and out prematurely or chasing up and down, but it will increase the handling fee and increase the cost.

The income from fund financing is generally long-term and stable, and it is impossible to get rich overnight. When the stock market is good, seize the opportunity to get good returns, but don't be greedy, so as not to lose more.