E Fund's Steady Income: The fund is transformed from E Fund's monthly income, and its operation still retains its previous short-term debt style. It can be said that the risk of short-term debt is very small. Because it has a wider choice than short-term bonds, once the environment improves, it can switch to bonds with longer investment period. It is a debt base with both offensive and defensive functions. It is worth mentioning that the fund can invest in the stock market. However, since its transformation, the stock market has turned sharply, and the fund has maintained zero stock positions. It can be said that it is equivalent to a pure bond fund in a weak market. If the stock market has investment value, we can seize this opportunity and get higher returns.

Guangfa Enhanced Bond: The Fund belongs to the debt base that can issue new shares, and it can effectively control the risks brought by the downward adjustment of the stock market by not directly buying shares in the secondary market. Judging from the types of bonds, funds tend to hold central bank bills, and more than 60% of assets are allocated here. In the current market, central bank bills are safe, which can directly benefit from the reduction of interest rates and bring good returns to the fund. The central bank bill portfolio is "both offensive and defensive" for the fund. On the one hand, the investment value of central bank bills will increase during the interest rate cut cycle, and if the stock market continues to slump, central bank bills will provide better returns than at present; On the other hand, the liquidity of central bank bills is very good, and once funds are needed for bargain hunting, they can be quickly realized. Its structural design embodies two concepts of safety and risk control. In the last six months, its growth rate is as high as 7.30%, far ahead of other bond funds, and its performance is stable, so it is a good investment product.