If you hold equity funds for a long time, the future total market value will also increase with the growth of the A-share market. This is not only a true portrayal of historical experience, but also a logical exercise. Because stock funds have a strong level of scientific research and tracking, they have judged the industrial chain more than ordinary investors. So they can choose better fields and better listed companies. In this case, their total market value will continue to increase. Moreover, at present, China's economic strength is one of the most dynamic emerging economies in the world.
The future development potential is strong and the growth space is broad. It will not only make the performance of existing leading listed companies related to all aspects of people's lives grow steadily, but also stimulate newer industrial investment opportunities. This new investment direction, among funds, will also generate more abundant incremental profits for stock funds. Investment funds are essentially A-share markets. If this market is upward, then the return rate of this fund will increase; Even if you are trapped when buying a fund, you can still exchange time for space and make up for the loss with the rise in sales.
Assuming that extreme situations, such as severe financial turmoil or financial crisis, are excluded, it is generally profitable to hold the A ratio of money funds, bond funds (mainly short-term debt funds and pure debt funds), graded funds and stock funds (capital preservation funds) for a long time. In other words, long-term holding of low-risk risk funds is generally profitable, and the rate of return of funds with medium or above risks cannot be guaranteed.