Like the stock market, funds will go up and down. Have you ever tried to go down as soon as you buy it and up as soon as you sell it? Is it a matter of luck? Or is it a question of fund selection? The following are eight fund investment rules _ fund investment strategies collected by 20021Bian Xiao. I hope I can help you.
Eight fund investment rules
1 Idle money should always be invested mainly in idle money. The concept of idle money refers to idle money that has not been used for 1-2 years.
2 mentality, mentality is the core of investment funds, that is to say, the A-share market, regardless of ups and downs, can maintain a normal heart, not arrogant and impetuous.
3 Cognition, cognition means that you are optimistic about the fund or industry sector you invest in and have clear goals and investment plans. And gain profits. This kind of spare money, two kinds of mentality and three kinds of cognition add up to what we call in our life, the right time, the right place and the right people. Therefore, it is necessary to understand that fund investment needs many factors, not unrequited love.
When you encounter something unfamiliar or unknown, you should learn to read more and ask more questions. As the saying goes, you are not ashamed to ask questions. You can learn whatever you want as long as it is useful to you. It doesn't matter how many times you ask. Therefore, we must learn to look forward and learn to find answers.
In the process of fund investment, never operate in Man Cang, because Man Cang's investment is equivalent to no way back's. Therefore, don't treat the risks in the market lightly, and always keep a heart of awe.
The best investment position of the fund is on the 6-7.5 floor of the total position. This position is controlled, and you can eat soup and meat during the ascent. In autumn, you can enter the market in batches with low suction, make backups and make up the difference. Abbreviation, investment principle of advance, attack and retreat.
7 Investing in funds, not buying vegetables, pay attention to controlling the number of funds, don't be greedy, don't buy duplicates, just 4-6. If it is a large investment, you can configure 1-2 for hedging assistance, which is all possible and flexible.
8 The investment base is not speculative. In terms of fund investment, the most important thing to grasp is that the risks in the market have fallen sharply continuously. Then the opportunity has come. When your favorite high-quality fund has dropped by -7-8 points in a row, you should enter the market in batches with low suction. With a plan, the water will flow forever. What needs attention here is not to have the investment psychology of bargain-hunting, but to be simple, not arrogant and impetuous, and to operate with a normal heart.
In the fund trading rules, most exchanges will limit the fluctuation range to 10%, so as to control the multiple ups and downs of trading prices. In addition, most exchanges will impose restrictions on effective reporting. Only declarations within the range of price fluctuation can be defined as valid declarations, while declarations beyond the range of price fluctuation will be defined as invalid declarations, and they will also lose the qualification to continue normal transactions.
What are the fund investment strategies?
1 buy at a low valuation. This is the simplest and most difficult method. Because when the stock market is undervalued, it is often a bear market. Greed when others are afraid! Often in a bear market, almost everyone will persuade themselves not to invest. One of the disadvantages of low valuation is the need to wait patiently.
2 insist on fixed investment. Flexible fixed investment: it is a wrong strategy to buy at the lowest point and sell at the highest point. No one can buy at the lowest point and sell at the highest point every time. The biggest advantage of fixed investment is to spread the cost, especially when the valuation is low, which can greatly reduce the risk of falling. For example, if a fund falls by 20%, the book floating loss can usually be reduced to less than 10%. After that, the fund does not need to increase by 20%, and it can make a profit by increasing the cost by 10%.
3 control the position. When the stock market is at a high level, we should reduce or stop fixed investment or even redeem the fund. Because there is no stock market that only rises and does not fall. For example, the recent Liquor Fund.
Users should try to use their spare money when investing in funds, and know whether it is closed or not when investing. During the closed period, the fund cannot be redeemed. But some funds can be redeemed at any time, and investors can choose according to their actual situation.
Investment strategy of capital preservation fund
When the deposit interest rate is low 1. Many citizens want to get a certain income when the principal is stable, and people want to find other investment substitutes with higher expected income when the bank deposit interest rate is low, so the capital preservation fund is one of the more suitable financial products.
When the stock market is depressed. When the stock market is depressed, the risk of direct investment in the stock market may be too great for the citizens, and the capital preservation foundation shows excellent stability at this time. Therefore, in this market environment, the capital preservation fund has become a very popular investment product for investors.
But you should know that the capital preservation fund can only be purchased during the collection period, and the withdrawal is not capital preservation. The investment period is suitable for medium and long-term investors, and the liquidity of personal funds should be considered before subscription.