1. Foreign exchange wealth management products refer to the purchase of freely convertible foreign currency by individuals, and the income is generally calculated in the currency value of foreign currency.

2. The investment of foreign exchange wealth management products purchased through the bank is guided by the bank's investors, who only need to purchase them according to the pre-set terms of the bank. Ten thousand foreign exchange wealth management products are divided into two categories, one is fixed income wealth management products, and the other is structured wealth management products.

3. The fixed-income foreign exchange wealth management products are higher than the deposit income of the same currency, and the investment risk is small. However, due to the impact of the financial crisis, the reduction of interest rates of central banks in various countries has led to the shrinking of their income. At present, many domestic banks stop selling fixed-income foreign exchange wealth management products.

4. The investment scope of structured foreign exchange wealth management products is relatively wide, which can be linked to foreign commodities, gold, stocks, oil, etc. According to the floating income and the performance of leveling linkage, the structured color screen usually sets a minimum capital preservation amount.