Bond funds are indeed less risky and relatively stable, so as securities investment and financial management, no matter whether the stock market is bullish or bearish, they can generally be purchased. However, investing in bond funds is not a good choice. Generally, it is better to buy bond funds at one time.

Fixed investment of funds is an investment way to share risks as evenly as possible by reducing expected returns. Therefore, it is necessary to invest in stock funds with high risks and large fluctuations, and smooth some risks of stock funds through fixed investment, so as to obtain certain returns.

Investment in bond funds is not recommended. Bond funds are low-risk varieties with little fluctuation. If you must buy it, buy it once. The fixed investment of bond funds is difficult to share risks. Even if you hold it for a long time, the result may be risky, at least higher than buying bonds in the bank, but the income is not necessarily much higher than bank bonds.