On November 26th, the first annual report on pension investment was released. The annual report on the entrusted operation of the basic endowment insurance fund of the National Social Security Fund Council disclosed that in 217, the investment income of the basic endowment insurance fund was 8.783 billion yuan, with an investment return rate of 5.23%.

The entry of pension into the market once caused controversy, and "only earning but not losing" was the focus of public opinion, and even once became the "curse" of pension investment. Under the attention of all parties, the pension investment effect in 217 is not bad. However, can you maintain such income next?

The annual investment report is released for the first time after the pension fund entered the market

On August 23rd, 215, the State Council issued the Measures for the Administration of Investment in Basic Endowment Insurance Fund, which clearly stated that the market, diversification and professional investment operation of the basic endowment insurance fund should be comprehensively promoted. Since then, the pension has officially started the process of investing in the market.

can you make money? How much money can you earn? It has become the focus of hot discussion among all sectors of society. Fortunately, judging from this first published annual report on pension investment, the income is still very good.

According to the annual report, by the end of 217, the Social Security Foundation had successively signed entrusted investment contracts for basic old-age insurance funds with nine provinces (autonomous regions and municipalities) including Guangxi, Beijing, Henan, Yunnan, Hubei, Shanghai, Shaanxi, Anhui and Shanxi, with a total contract amount of 43 billion yuan and a commission period of five years, all of which adopted the contract version of guaranteed income, and the actual funds received were 273.15 billion yuan.

in p>217, the investment income of the basic old-age insurance fund was 8.783 billion yuan, with an investment return rate of 5.23%. Among them, the realized income was 7.642 billion yuan (realized rate of return was 4.55%), and the change of fair value of trading assets was 1.141 billion yuan.

since the basic old-age insurance fund was commissioned in December 216, the accumulated investment income was 8.819 billion yuan (including: the investment income in 216 was 36 million yuan).

how does the pension make money?

Some media commented that the pension is people's pension money, life-saving money and life-saving money. We should be cautious when investing with such money, and we should not be careless. Stability and safety are the first rule of pension investment and the minimum bottom line.

In this regard, the Measures for the Administration of Investment in Basic Endowment Insurance Funds also set a "red line" for pensions to enter the market: the proportion of investment in stocks, stock funds, mixed funds and stock-based pension products shall not be higher than 3% of the net asset value of pension funds.

So, how did the pension make money in 217?

The National Social Security Fund Council said that the social security fund will conduct investment operation by combining direct investment with entrusted investment. Direct investment is directly managed and operated by the Social Security Fund, mainly including bank deposits and equity investments. The entrusted investment is managed and operated by the investment manager entrusted by the Social Security Fund, mainly including domestic stocks, bonds, pension products, listed and circulated securities investment funds, stock index futures, treasury bonds futures, etc.

The report shows that at the end of 217, the total assets of the basic old-age insurance fund were 315.519 billion yuan. Among them, the direct investment assets are 93.469 billion yuan, accounting for 29.62% of the total assets of the basic old-age insurance fund; The entrusted investment assets are 222.5 billion yuan, accounting for 7.38% of the total assets of the basic old-age insurance fund.

The National Social Security Fund Council indicated that an investment product system would be initially established. Stock investment pays more attention to safety and stability, and effectively grasps market style opportunities. Strengthen the monitoring of compliance risks of major investment projects, and actively identify and effectively resolve compliance risks.

In addition, the strategic asset allocation plan and tactical asset allocation plan of the basic old-age insurance fund have been formulated and implemented. Strictly control the position of opening positions in stock allocation and gradually increase investment at the low market level; In the allocation of fixed income, we should accurately grasp the opportunity of high interest rate and increase the allocation, which laid the foundation for achieving stable and good income throughout the year.

The word "stable" is worth looking forward to when pensions enter the market.

It is a new thing for China. The annual report released this time has played a role of "reassuring" to a certain extent.

during the two sessions of the national people's congress this year, some members and experts suggested that the old-age insurance system should be improved, tax incentives should be strengthened, and long-term funds should be encouraged to enter the capital market.

Zheng Bingwen, member of Chinese People's Political Consultative Conference and director of the World Social Security Research Center of China Academy of Social Sciences, believes that the pension as a long-term fund can not only become a "stabilizer" in the capital market, but also obtain a relatively better return on investment through long-term investment, thus achieving a win-win situation between maintaining and increasing the value of pension and stabilizing the capital market.

After the publication of this annual report, the relevant person in charge of the National Social Security Fund Council publicly explained the current investment strategy of the basic old-age insurance fund to the media, saying that the social security fund will adhere to the concepts of long-term investment, value investment and responsible investment, and conduct investment operation management according to the principles of prudent investment, safety first, risk control and income improvement, so as to ensure the safety of the fund and realize the preservation and appreciation.

At the same time, the person in charge also introduced that the Social Security Fund will actively promote the construction of the internal control system. Establish an internal control committee to promote the construction of a three-dimensional internal control system in terms of organization, control methods and business chain. Study and formulate normative documents such as basic internal control system and basic business system, study and establish internal control implementation system, and improve internal control risk reporting, evaluation, inspection and accountability mechanism. Carry out internal control inspection and internal audit, discover potential risks and problems in time, effectively plug loopholes and prevent risks.

It can be predicted that the pension investment with the word "stability" as the head will play an increasingly important role in the future.