A one-time payment of approximately 357,733.6 yuan is required for a 60-square-meter house with a down payment of 20,000 yuan. Therefore, the estimated cost of applying for a real estate certificate is: 60*3+203*60=560. Initial installation fee for natural gas, cable TV installation fee, and heating opening fee:

2302030*60=4300. The house cost is assumed to be 100,000, and the maintenance fund is about 100,000*0.05=5,000. Stamp tax: 0.05% of the total house price. 320,000*0.0005=160. Land transfer fee: 1% of the total house price.

320000*0.01=3200Business tax: 5.55% of the total house price 320000*0.0555=17760 Urban construction tax (Business tax＊7%), surcharge (Business tax＊3%), (Business tax＊1%); Personal income tax: 1.5 of the total house price

%17760*0.11=1953.6320000*0.015=4800Total: 32000564305001632017761953.6+4800=357733.6 The cost of applying for the real estate certificate: 1. Deed tax: The first ordinary residence of less than 90 square meters is based on the house price.

1%, the first ordinary house with 90 to 144 square meters is charged at 1.5%; the second house with more than 144 square meters is charged at 3% (4% in some provinces and cities).

2. Transaction fee: 3 yuan/square meter.

3. Miscellaneous expenses are about 200 yuan.

The main expenses that need to be paid before closing the house: 1. Maintenance fund: 5~8% of the house cost, standards set by the local housing authority.

2. Initial installation fee of natural gas: about 2,300 yuan.

3. Initial cable TV installation fee: about 200 yuan.

4. (Northern region) Heating opening fee: 30 yuan/square meter.