Fund buying and selling platforms will charge a certain handling rate. The handling rate when you buy from a third-party platform will be slightly higher. If you buy directly from the official website of the fund company itself, the handling rate will be slightly higher. Maybe the handling fee will be lower. And usually the buying rate will be low, and the selling rate will be relatively high if it is short-term.

Now that most of you have come into contact with Alipay, the funds you buy usually have discounts when you buy them, which is 0.15%. For 1,000 yuan, you will be charged 1.5 yuan, which is not particularly high. . Because normally it is 1.5, but in fact there will be discounts even if it is not that high. If you see the buying fee of 1.5 on this platform, you can go to the official website of the fund company to buy, because this The fund management company has its own official website and its own sales platform. For direct sales, the handling fee will be much lower. When it reaches 0.15%, the level is basically about the same, and there is no need for it.

There are also fund sales that charge 1.5% within 7 days. The reason why the charge is so high within 7 days is because the time you hold it is too short. The short one is not good for The company's capital pool remains stable, because although the fund is an open-end fund, the fund management company does not want the money in it to flow too fast. Your money has just arrived in the fund company's account and it is not yet warm. You redeemed the money again, and you said I won’t buy this fund anymore. Just return the money to me. What do you think it’s okay? Although it is an open-end fund, your time is too short, and they will definitely charge a higher handling fee, that is, 1.5.

The longer you hold it, the lower the handling fee itself. When it lasts for more than a month, it is basically less than a point. When it reaches the level of half a year or even a year, it is 0.15 to 0.25. Generally speaking, no handling fee will be charged for more than two years, but it is difficult for anyone to really hold it. If a company's fund remains unsold for more than two years, if you really have the patience to do so, you will probably get rich already.