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Linhai City has introduced a major new policy of purchasing houses. Is there any financial subsidy?

1 related tax relief

If an individual sells a house that has been purchased for less than 2 years, the business tax will be levied in full; If an individual sells a non-ordinary house that has been purchased for more than 2 years (including 2 years), business tax shall be levied according to the difference between his sales income and the purchase price of the house; Individuals who purchase ordinary houses for more than 2 years (including 2 years) for external sales shall be exempted from business tax. If an individual purchases an ordinary house, and the house belongs to the only house of the family (including the purchaser, spouse and minor children, the same below), the deed tax will be levied by half. If an individual purchases an ordinary house of 9 square meters or less, and the house belongs to the only family house, the deed tax shall be levied at a reduced rate of 1%. Stamp duty is temporarily exempted for individuals selling or buying houses. Temporary exemption from land value-added tax on individual housing sales. Personal income tax shall be exempted for the income obtained by individuals from transferring their own houses that have been used for more than 5 years and are the only living rooms for families.

2 financial subsidy

from the date of issuance to December 31, 215, individuals (families) will be fully subsidized by the finance for purchasing commercial housing and second-hand housing below 144 square meters (including 144 square meters). (For commercial housing, the time when the commercial housing sales contract is filed by the housing registration agency shall prevail, and for second-hand housing, the date when the tax authorities accept the declaration shall prevail.) The subsidized housing type is residential housing, excluding commercial and residential, commercial and other non-residential housing.

3 developer's income tax

Pre-sale income before the completion of the project shall be levied in advance according to the standards stipulated by the national tax policy, with quarterly advance payment and annual liquidation. For real estate development enterprises that do have difficulties in paying taxes on time, they may apply to the tax authorities for deferred payment according to relevant regulations. According to the changes in the real estate market, timely adjust the pre-levy rate of land value-added tax of real estate enterprises, and steadily carry out land value-added tax liquidation.

4 Financial institutions support

For families who purchase the first ordinary self-occupied house by loan, the minimum down payment ratio of provident fund loan is 2%; For families with a set of housing loans that have been settled, apply for housing provident fund again, and the minimum down payment ratio is 3%. For families who buy the first set of ordinary self-occupied housing by loan, the minimum down payment ratio of commercial loans is 3%, and the lower limit of loan interest rate is .7 times of the benchmark loan interest rate; For families who own one set of housing and have settled the corresponding housing loan, if they apply for loans to buy ordinary commercial housing again in order to improve their living conditions, banking financial institutions will implement the first set of loan policies; For households that own one set of housing and the corresponding housing loan has not been settled, if they apply for a commercial personal housing loan to buy ordinary self-occupied housing again in order to improve their living conditions, the minimum down payment ratio shall not be less than 4%.

5 Deferred related expenses

In order to effectively reduce the development cost, the property maintenance fund, civil air defense construction fees and other related expenses shall be paid before the initial registration of the house, and the registration unit shall register the house with the payment vouchers of the above-mentioned relevant units.

6 Relax the pre-sale conditions

For the project applying for the pre-sale permit of commercial housing, the construction scale shall be subject to the construction scale approved in the Construction Project Planning Permit in principle; For projects that really need to be pre-sold by stages, real estate development enterprises are allowed to apply for pre-sale permits in different buildings after providing specific plans for opening, pricing and delivery of each stage. For real estate projects under construction, real estate development enterprises are allowed to appropriately adjust the Taoxing structure and split (layered) sales to meet market demand without changing the necessary planning conditions such as land use nature, plot ratio and various technical and economic indicators.

but look at the time clearly. I hope my efforts can get your approval.