Beijing provident fund early partial repayment process
1. The borrower inquires the provident fund management center hotline, dials and inquires about the remaining loan amount, or enters the intention to advance in advance according to the voice prompts After repaying part of the amount, you can then bring your ID card to the local provident fund management center to apply for an appointment to repay the amount in advance.
2. The staff will provide the repayment applicant with an application form. For full repayment, fill in the "Housing Provident Fund Management Center Housing Provident Fund Loan Early Repayment Loan Application Form". For partial repayment, fill out the "Housing Provident Fund Loan Early Repayment Loan Application Form". "Management Center Housing Provident Fund Loan Early Repayment Partial Loan Application", then sign and seal, and provide corresponding materials.
3. After the applicant reconfirms the amount and date of early repayment, the applicant's application will be transferred to the corresponding entrusting bank for approval.
4. After the bank’s approval, the Housing Provident Fund Management Center’s approval will begin.
5. After receiving the notification of successful approval, the applicant can go to the bank to repay the applied repayment amount and interest.
6. The last step is ignored by many people. After successful early repayment, the early repayment form must be submitted to the local housing provident fund management center for filing.
(1) Pay off all loans in advance through the personal online business platform
1. Log in: Except for the repayment date, log in to the Beijing Housing Provident Fund website and click "Personal" on the right side of the homepage. Online Business Platform" - "Personal Online Business Platform (Beijing Center)", carefully read the login prompts, and click "Beijing Unified Identity Authentication Platform Login" to enter the login page. The login method can be "Account Login" or "SMS Login" ”, select the login method and follow the page prompts to enter the login information to log in.
Tip: If you have not registered on the Beijing Unified Identity Authentication Platform, please complete the registration first and then log in.
2. Make an appointment to pay off: After successfully logging in, click "My Loan" - "I want to repay", then click "Pay off all loans in advance", and choose to pay off the loan according to your own situation. Date, calculate the loan amount that should be repaid, and submit it after confirming it is correct. The borrower should deposit sufficient repayment funds in the repayment account before the agreed repayment date to prepare for deduction.
(2) Pay off all loans in advance through the Beijing Provident Fund APP
1. Log in: Except for the repayment date, open the "Beijing Provident Fund" APP and click "My" in the lower right corner , after reading the login prompt carefully, click "Please log in". The login method can be "password login" or "verification code login". After entering the Beijing Unified Identity Authentication Platform login page, enter the login information according to the page prompts, click Authorize and Log in.
Tip: If you have not registered on the Beijing Unified Identity Authentication Platform, please complete the registration before logging in.
2. Make an appointment to pay off: After logging in successfully, select "Services" - then click the "Pay off all loans in advance" function, select the date to pay off the loan according to your own situation, calculate the amount of the loan to be repaid, and confirm Submit once everything is correct. The borrower should deposit sufficient repayment funds in the repayment account before the repayment date to prepare for deductions.
(3) Pay off all loans in advance through Beijingtong APP
For borrowers who have real-name authentication on Beijingtong APP, except for the repayment date, log in to Beijingtong APP and select "Provide Fund" - "Pay off all loans in advance" function, select the date to pay off the loan according to your own situation, calculate the amount of the loan that should be repaid, and submit it after confirming it is correct. The borrower should deposit sufficient repayment funds in the repayment account before the repayment date to prepare for deductions.
(4) Pay off all loans in advance through 12329 customer service hotline
1. For user inquiries without real-name authentication
Except for the repayment date, dial 010 - After entering the self-service voice system of the 12329 hotline, ① after hearing "Please enter the ID number", enter the ID number; ② after hearing "Please press 1 for personal loan business", press "1"; ③ after hearing "By phone After "To inquire about the entrusted system account, please press 1" or "To inquire through the ID number, please press 2", enter the entrusted system account or ID number according to your choice; ④ After hearing "Please enter the password", enter the telephone entrusted system password; ⑤ Select After "repayment inquiry", follow the phone voice prompts to inquire about the "maximum repayment amount on the next repayment day", adjust the agreed repayment amount to this amount, and deposit the full repayment funds into the repayment account before the repayment date. Inside for deduction.
2. Users who have performed real-name authentication and set a housing provident fund transaction password
Except for the repayment date, after dialing the 010-12329 hotline to enter the self-service voice system, ① hear " After hearing "Enter the ID number", enter the ID number; ② After hearing "Enter the password", enter the housing provident fund transaction password; ③ After hearing "Personal loan business, please press 1", press "1"; ④ Select "Repayment Inquiry" "After that, check the "maximum repayment amount on the next repayment date" according to the voice prompts on the phone, adjust the agreed repayment amount to this amount, and deposit the full repayment funds into the repayment account before the repayment date to prepare for deduction. Draw.