Because index funds have many advantages over other investment and financial management methods. For example, the fixed investment income of index funds is relatively stable and the risk is relatively small. The following small series brings you how to buy index funds and make a fixed investment. I hope you like it.
1. How to buy index funds?
To buy an index fund, you only need to find an index fund on the fund trading platform and choose a fixed investment. The trading platforms of the fund include bank APP, brokerage platform, Alipay and WeChat. Taking Alipay as an example, the steps of fixed investment of index funds are as follows:
1. Download and install Alipay software on mobile phone.
2. Open Alipay software to register and log in.
3. Open the Alipay homepage, and there is a "financial management" function navigation at the lower left of the homepage. Click on the "financial management" function to navigate.
4. Find the "Funds" function navigation at the top of the financial management interface, and click it.
5. Find the "index fund" function in the fund interface, and navigate and click.
6. In the index fund interface, you can choose a fund that suits you to make a fixed investment.
Index funds include on-site index funds and off-site index funds, in which on-site index funds cannot set fixed investment, while off-site index funds can set fixed investment.
Second, how to buy index funds is more cost-effective?
How to buy index funds is more cost-effective? There are mainly the following methods:
1. Buy when the price is lower than the fund value.
When the price is lower than the fund value, that is, the fund value is undervalued, it is relatively cost-effective to choose a fixed investment at this time, and the cost is lower. The same amount can buy more fund shares.
2. The fixed investment method is irregular.
The fixed investment method is to invest a fixed amount in a fixed time, while the fixed investment method is to invest a different amount in a fixed time, invest a smaller amount when the fund rises, and invest a larger share when the fund falls. This can reduce the cost of holding positions, spread risks and wait for the rebound of the fund's net value, which is what we often call smart fixed investment.
3. Set a fixed investment with profit taking.
Investors can set profit-taking points according to their actual conditions, such as risk tolerance, expected returns, investment preferences and other factors. When the funds with fixed investment reach the profit point, they can choose to redeem and then make the next round of fixed investment.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.