Shanghai is one of the famous economic center cities in China, and it is also one of the regions with high payment standards for five insurances and one gold. According to the current regulations, Shanghai employees need to participate in five social insurances: pension, medical care, unemployment, work injury and maternity, and the payment standards are constantly being adjusted. It is understood that in 2023, the five insurance payment standards for employees in Shanghai are: endowment insurance 8%, medical insurance 2%, unemployment insurance 0.5%, work injury insurance 0.5% and maternity insurance 0.7%. Among them, the payment standard of endowment insurance and medical insurance is the base multiplied by the proportion, and the other three insurances are paid by the unit. In terms of the specific amount, according to the average wage level in Shanghai, the payment amount of the five insurances is also rising. At the same time, it is worth noting that Shanghai is actively promoting the investment and operation of social security funds in order to improve the rate of return and operational efficiency of social security funds and further stabilize the social security of employees. Generally speaking, Shanghai's five-insurance payment standard not only guarantees employees' social security, but also requires higher payment from enterprises and employers. Therefore, in practice, it is necessary to balance the interests of all parties and actively promote the investment management and operation of social security funds.
Does Shanghai's five insurance payment standard apply to all enterprises and employers? According to the Regulations of Shanghai Municipality on Social Insurance, all enterprises and employers registered in Shanghai and engaged in production and business activities are required to participate in social insurance for employees. Specific payment standards and standard adjustments need to be paid in time in accordance with relevant regulations.
The adjustment of Shanghai's five insurance payment standard is an important part of workers' social security. In practice, we should pay more attention to the rational operation of social security, pay relevant fees in time according to regulations, and promote the benign interactive relationship between enterprises and employees.
Legal basis:
Article 22 of the Social Insurance Law of People's Republic of China (PRC) * * * The employing unit shall pay social insurance premiums for its employees according to law, and shall not default, underpay or provide false information.