Medical insurance: medical insurance premium paid by individuals (2%) is credited to personal account. The medical insurance premium paid by the unit (6%), part of which is transferred to individual accounts according to different age groups of employees, and the rest is used as a medical insurance pooling fund. The funds in personal accounts consist of three parts: one part is 2% paid by employees themselves; The second part is included in the unit payment. Those under 45 years old (including 45 years old) are included in the unit payment at 1% of their salary, those over 45 years old are included at 1.5%, and retirees are included at 4.2% of their pension.

Work-related injury insurance: Work-related injury insurance premium is paid according to the insurance base, and the payment ratio is 1%, which is paid in full by the company.

Unemployment insurance: contribution rate is 3%, unit contribution rate is 2%, and individual contribution rate is 1%.

Maternity insurance: maternity insurance premium is paid according to the insurance base, and the payment ratio is 1%, which is paid in full by the company.

Provident Fund: The housing provident fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.