First, the principal in the hands of ordinary people is generally not suitable for playing funds.
The principal that we ordinary people can operate is generally not more than 20 thousand yuan. This money should not be enough to buy stocks, so it is most appropriate to buy funds. Funds can be suitable for any principal purchase, ranging from hundreds of thousands to several dollars, so the freedom of such products is very large. As ordinary people, they like this wealth management product very much.
Second, the income of the fund is relatively higher than that of the deposit bank.
As we all know, the interest rates of most stable funds are much higher than those of banks. Take Yu 'ebao as an example. If you deposit 1 0,000 yuan, you can get 80 cents a day, but you don't have that much in the bank. So now most people put their money into these stable funds. However, security is still not as high as bank security, depending on personal choice.
Third, the risk brought by the fund is relatively low, even if the people fall, they will not lose too much money.
The daily fluctuation range of most funds is only about 1%, which is very low compared with stocks, so even if they lose money one day, they will not lose too much, and ordinary people can bear such a small risk. Of course, if you make money, you won't make too much. You also need to invest according to your personal choice. Anyway, it is a good product for people who like stability.
If you have different opinions on whether the fund is suitable for ordinary people to buy, you can add it in the comments section below.