At present, there are still some outstanding problems in the construction of social security system:

First, some people are not insured, among which the proportion of private enterprises and small and micro enterprises participating in various insurances for urban workers is low;

Second, the transfer and connection of social insurance relationship is not smooth enough to adapt to liquidity;

Third, the treatment gap is large, and the fairness needs to be improved;

fourth, it is difficult for the fund to maintain and increase its value;

Fifth, there is still division of departments in the handling management system.

The future development of social security system will face great challenges:

First, changes in the macroeconomic situation will have an impact on insurance participation and government investment;

Second, the aging of the population is accelerating, and the problem of sustainable development is prominent;

Third, the acceleration of urbanization puts forward higher requirements for the system to adapt to liquidity;

fourth, the people's demands for fair access to social security are increasing.

The countermeasures and suggestions to improve the social security system are as follows:

First, further improve various social insurance systems so that the broad masses of people can better enjoy social security. Including improving the incentive mechanism of endowment insurance participation and the transfer and connection methods of endowment insurance, and introducing the policies of survivors' treatment and disability allowance as soon as possible. Deepen the reform of the payment system, improve the security system for serious and serious diseases, and improve the transfer and connection methods of medical insurance relations. Improve the unemployment, work injury and maternity insurance system.

Second, we will continue to deepen reform to make the social security system fairer. Including the integration of urban and rural residents' pension, medical care and minimum living security system; Reform the old-age security system of government agencies and institutions to realize a unified basic old-age insurance system for urban workers; Promote the national overall planning of basic pensions for urban workers and enhance the fund's overall adjustment function.

the third is to establish and improve the mechanism to promote the sustainable development of the social security system. Including the formulation and improvement of social security treatment determination mechanism and normal adjustment mechanism; Timely and appropriately reduce the social insurance rate; Study and formulate a policy of gradually delaying retirement age; Strengthen the investment management and supervision of social insurance funds, and promote the marketization and diversified investment operation of funds; Further improve the social security management system and handling service system to provide basic support and guarantee for sustainable development.

the fourth is to promote the construction of a multi-level social security system. Through the implementation and improvement of tax support policies, employers are encouraged to establish supplementary insurance for workers. At the same time, commercial insurance is encouraged to play a complementary role.