Many investors who buy funds are more concerned about whether Saturday and Sunday are holding days and will be more confused. For example, if the fund is held for seven days, does Saturday and Sunday count? How to calculate the handling fee when the fund is held for seven days? Bian Xiao has prepared relevant contents for you, including holding the fund for seven days, Saturday and Sunday, for your reference.
Is the fund held for seven days, including Saturday and Sunday?
Including. The number of days of fund holding is calculated from the confirmation date of fund subscription to the day before the confirmation date of fund sales, and the period is calculated on natural days instead of trading days, which means that legal holidays such as Saturday and Sunday are also counted.
The fund redemption fee is related to the number of days held by the fund. Generally, the short-term holding is 7 days, and the redemption fee for holding within 7 days is generally 1.5%. More than 7 days is another charging booth.
Fund redemption fee = total redemption amount x redemption rate. It is assumed that the fund will be sold within 7 days: the investor holds 1 0,000 funds, the unit net value is 1.5 yuan, and the handling fee after selling is 1.5% = 22.5 yuan.
Many investors will not see whether the fund is held for 7 days. Xi Cai Jun teaches you a simple judgment method:
1, subject to the transaction time 15 pm, and the day of the week is held for 7 days. For example, buy before Tuesday 15, and hold it for less than 7 days next Tuesday.
2. If the holding time is less than 7 days, the words "Holding time is less than 7 days" will pop up when selling.
The fund is held for seven days. Does Saturday and Sunday count?
The fund is held for seven days, counting on Saturday and Sunday. The holding days of the fund shall be counted from the date of confirmation of fund purchase to the day before confirmation of fund sale. However, it should be noted that if there are stocks in the investment direction of the fund, the income will not be calculated on Saturday and Sunday.
Because the stock market is closed on Saturday and Sunday, that is, it is closed, and because the investment direction of the fund is stocks, there will be no income if the stocks are not traded, and the fund is the same.
However, money funds and bond funds will make money on Saturday and Sunday. Because money funds and bond funds do not invest in the stock market, the income will be calculated every day. Just note that the fund is a risky investment and may lose money to the principal in a bad market.
How to calculate the handling fee when the fund is held for seven days?
Generally, it is more expensive to hold a fund for seven days. Assuming that the redemption fee for holding this fund for seven days is 1.5% and the subscription amount is 1 .000 yuan, the handling fee is 1.5% = 1.5 yuan, which is relatively expensive. If the income is not much, then there is.
You can look at the rules of the fund when you buy it. Generally speaking, the longer you hold a fund, the cheaper the fund's handling fee will be. Only when you buy a fund, you mainly earn the difference. If you are profitable, it is generally recommended to take profits and redeem the fund.