Internet finance (ITFIN) is an organic combination of Internet technology and financial functions, relying on big data and cloud computing to form a functional financial format and its service system on an open Internet platform, including a financial market system and a financial service system based on the network platform.
, financial organization system, financial product system and Internet financial supervision system, etc., and has financial models that are different from traditional finance, such as inclusive finance, platform finance, information finance and fragmented finance.
2016 is known as the "first year of Internet financial compliance management". With the implementation of online loan platform management measures and the comprehensive advancement of special rectification of Internet finance, the country has achieved "full coverage" and "penetrating" supervision of the Internet financial industry.
The Internet financial industry, which has grown wildly for nearly three years, has since come to an end.
According to the "China Internet Finance Annual Report (2016)", my country currently covers seven major business formats including Internet financial payment, individual online lending, Internet insurance, Internet fund sales, Internet consumption, and Internet equity financing.
Since 2015, domestic Internet payment business, individual online lending, Internet insurance and other aspects have developed rapidly, and the industry has entered a period of rapid development.
Just recently, the Internet Society of China and the Information Center of the Ministry of Industry and Information Technology held a meeting in Beijing. Not only did the meeting announce the top 100 Chinese Internet companies in 2016, but all Internet giants also gathered in Beijing to participate in the summit forum discussion.
The release of this list also allows us to see some changes from the Internet industry.
1) BAT’s status is unbreakable. New startups are catching up with Alibaba, Tencent and Baidu, and still occupy the top three on the list.
The 4th to 10th positions are occupied by JD.com, Qihoo 360, Sohu, NetEase, Ctrip, Vipshop, and Suning Cloud Commerce respectively.
Although there was fierce fighting among many Internet companies in 2016, it can be seen that BAT's status is still unbreakable.
2) Internet financial platforms have strong momentum, occupying 10% of the seats on the list. Different from 2015, Internet financial companies occupy 10% of the seats on the list, which also shows the strong development of the Internet financial industry this year.
momentum.
The highest ranking companies are Yirendai at 33rd and Renrendai at 34th.
Nearly 10 platforms, including Paipaidai and CICC Online, are on the list.
As of 2016, the selection of China's "Top 100 Internet Companies" has been held for four consecutive years and has now become an authoritative and influential official selection in the domestic Internet field.
The ranking adopts a comprehensive analysis method, setting 8 indicators representing the company's business scale, social impact, profitability, growth rate, technological innovation and social responsibility, etc., and calculating the weighted average to generate a comprehensive score as the company's final score.
This helps enterprises and the public better understand their industry status and establish reasonable development directions and goals.
Through this year's rapid development, many outstanding domestic financial technology companies have also demonstrated the results of Internet financial development with outstanding performance.