Bond funds have stable returns, and bond funds have the characteristics of less risk and relatively stable returns.

Bond funds mainly invest in bonds. According to regulations, the proportion of fund investment in bonds is not less than 8%, and the fund income is determined by the bonds invested. The bond income mainly includes the interest income of bonds and the spread income of bond trading, while the interest income of bonds is fixed. Even if the bond price falls, the bond interest income can be obtained, so the income of bond funds is stable.