After rolling for six months, BOC lost money in financial management. China Bank's wealth management products will have a loss of principal. China Bank's wealth management products are not products with guaranteed capital and guaranteed income, and there will be principal loss, which needs to be borne by investors themselves. At present, only deposits in the bank are products that protect capital and income. According to the risk, bank financing can be divided into five grades, from small to large, R 1-R5. The lower the grade, the smaller the risk, the smaller the expected return, the higher the grade, the greater the risk and the higher the expected return.