1. What is the minimum pension in Beijing
The answer to the minimum pension in Beijing is that the average basic pension for enterprise retirees will increase from the current 3,355 yuan/month to 3,573 yuan/month. The adjustment will be reissued in January and distributed to retirees of enterprises before the end of August.
quota adjustment
for each retiree, 5 yuan will be increased every month.
Linked adjustment
(I) General increase of basic pension linked with payment years
In order to implement the principle of paying more and getting more, the method of generally increasing basic pension linked with payment years will continue to be implemented in 216. Among them, for retirees with payment years of 1 years or more, the 3 yuan will be increased every month for each payment year; For those who have paid less than 1 years (excluding the retirees who have changed their jobs from farmers who have acquired land for construction)
(2) The basic pension is generally increased linked to the personal pension level before adjustment
The monthly basic pension of retirees before the end of 215 is divided into three grades from high to low:
Each person with more than RMB (inclusive) will be increased by 55 yuan every month;
65 yuan will be increased for each person between RMB (inclusive) and RMB 4,855 per month;
75 yuan will be increased for each person below RMB yuan per month.
Adjust and implement the absolute amount standard from less to more, and gradually increase the inclination, so as to ensure that those with low treatment level can appropriately increase the basic pension. At the same time, in order to give consideration to fairness, if a few retirees are lower than the next file after adjusting their pensions in absolute amount, the difference will be made up.
Appropriate tilt to senior retirees
For retirees who retire early and are older, in order to further improve their basic living standards and reflect the excellent tradition of loving and respecting the elderly of the Chinese nation, since 27, Beijing has been moderately tilting to senior retirees when adjusting the basic pension for enterprise retirees. In 216, we will continue to adhere to this practice, and the senior retirees who have reached the age of 65 or above before the end of 215 will once again enjoy the four-level preferential policy from 5 yuan to 8 yuan after adjustment according to the above-mentioned basic pension adjustment method. Namely: < P > Retirees aged 69 will receive an additional monthly 5 yuan;
Every person aged from 74 to 74 will increase the 6 yuan every month;
Every person aged from 79 to 79 will increase the 7 yuan every month;
8 yuan will be added to each person over one year old every month.
Article 15 of the Social Insurance Law of the People's Republic of China
The basic pension consists of the overall pension and the individual account pension.
The basic pension is determined according to the accumulated years of individual contributions, contributions wages, average wages of local employees, personal account amount, average life expectancy of urban population and other factors.
Article 16 of the Social Insurance Law of the People's Republic of China
Individuals who have participated in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.
individuals who have participated in the basic old-age insurance and have paid less than fifteen years when they reach the statutory retirement age can pay for it until they have reached fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
II. How to calculate the retirement pension for retirees in Beijing
After paying 15 years to reach retirement age, it meets the following conditions to apply for receiving basic pension monthly: on January 1, 1987, the cumulative payment limit (including the same as deemed payment limit) for retirees who have participated in basic pension insurance reached 15 years; Participate in the basic pension insurance before 3 June 1986, and reach the retirement age limit of 1 before 3 June 221; Participated in the basic pension insurance before 3 June 1998, and on 1 July 2217, the accumulated payment limit for the retirement age stipulated by Dajia reached 15; Before 3, 1986, you should take part in the basic pension insurance. On 1, 1987, you should go through the formalities of supplementary insurance. When the accumulated payment limit of retirement age reaches 15, you will receive it monthly: the basic pension = (the average monthly salary of employees in the province ×a+ the average monthly payment salary of this index) ÷2× payment limit (including deemed payment limit) ×1%; Account pension = account storage amount ÷ account pension calculation and payment months; Note: the basic pension is adjusted every July according to the provincial unified announcement. For details about Beijing's pension, you can refer to the above provisions.
III. Pension adjustment scheme for employees in Beijing enterprises
The pension amount is not only related to the social and economic development level of Beijing last year. At present, the calculation of pension amount in China is linked to three factors: (1) the years of paying social insurance funds (also known as "length of service"). The longer the years of paying social insurance funds, the higher the pension amount. Most provinces, autonomous regions and municipalities directly under the Central Government divide the length of service into six grades: 15 years, 2 years, 25 years, 3 years, 35 years and more than 35 years. The higher the grade, the pension amount. (2) The balance of the personal account of endowment insurance (referred to as "personal account balance" for short), the higher the personal account balance, the higher the pension amount. (3) the level of local social and economic development in the last year of retirement (referred to as "regional differences"). The higher the level of local social and economic development, the higher the pension amount. For those who retire in the north, Guangzhou and Shenzhen, the pension amount is definitely much higher than that of those who retire in the old, young and poor areas. In addition, the staff of social insurance fund management centers of human resources and social security bureaus around the country also follow the principle of "dividing into yuan" when calculating the pension amount. Assuming that the data obtained by calculating your pension amount according to the above three factors is yuan, the actual amount paid is 2346 yuan/month.
Article 15 of the Social Insurance Law of the People's Republic of China
The basic pension consists of the overall pension and the individual account pension.
The basic pension is determined according to the accumulated years of individual contributions, contributions wages, average wages of local employees, personal account amount, average life expectancy of urban population and other factors.
Article 16 of the Social Insurance Law of the People's Republic of China
Individuals who have participated in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.
individuals who have participated in the basic old-age insurance and have paid less than fifteen years when they reach the statutory retirement age can pay for it until they have reached fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.