1. How will the national autumn grants be distributed in 221?
On September 29th, 221, the school started the evaluation of ten national scholarships for undergraduates in the academic year of 22-221 and five national grants for the academic year of 221-222. After my application, the recommendation of grades (classes), the initial evaluation of the college, the review of the school and the evaluation of the established units, it will soon enter the fund distribution stage. The relevant distribution arrangements and explanations are announced as follows: < p
2. Scholarships and grants other than national scholarships, national inspirational scholarships and national grants: distributed through the school's "comprehensive financial information portal" distribution platform.
second, the issuing time
1. Undergraduate national grants
This autumn semester (5 months) undergraduate national grants are issued. The school has submitted an application on November 25th through the "one card" issuing platform of Huimin Huinong financial subsidy fund social security card. At present, the higher education authorities, social security and banks are reviewing according to the procedures, and it is expected to arrive in the near future.
ii. how to grant the national student loan
payment method: the national student loan is granted by one application, one credit and by stages, that is, students can sign loan contracts with the bank for multiple academic years at one time, but the bank will grant them in different years. Within a school year, the bank shall provide loans for tuition and accommodation fees in one lump sum. Article 4 In order to ensure the smooth implementation of the national student loan system, the Ministry of Education, the Ministry of Finance, the People's Bank of China and the Industrial and Commercial Bank of China form an inter-ministerial coordination group for national student loans (hereinafter referred to as the inter-ministerial coordination group). The Ministry of Education has set up the National Student Loan Management Center as the daily office of the Inter-ministerial Coordination Group. All provinces, autonomous regions and municipalities directly under the Central Government shall set up corresponding coordination organizations and management centers. The policy of student loan for college students is as follows: There are two kinds of student loan in common use: national student loan and student source credit student loan. The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help students from poor families in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Student-origin credit student loan refers to the student loan issued by the National Development Bank to eligible freshmen and students in colleges and universities with financial difficulties, and handled in the county (city, district) where the students registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. Student-origin credit loan is an important part of college student loan. Legal basis: Administrative Measures of the People's Bank of China for Student Loans Article 1 In order to support the development of education and accelerate the training of talents, all commercial banks and urban and rural credit cooperatives (hereinafter referred to as lenders) can independently handle student loans according to the General Principles of Loans. Second student loans can take unsecured (credit) student loans and guaranteed student loans. Article 3 Lenders shall issue unsecured (credit) student loans to students in institutions of higher learning (including junior college students, undergraduate students and graduate students (hereinafter referred to as borrowers), and unsecured (credit) student loans and guaranteed student loans to their immediate family members and legal guardians (hereinafter referred to as borrowers). Article 4 Students in institutions of higher learning who apply for student loans must meet the following basic conditions: admission notice or student ID card, and valid resident ID card; At the same time, two classmates or teachers should provide proof of their identity. Article 5 Students in institutions of higher learning who apply for student loans should fill in the loan contract according to the regulations, promise to provide the lender with the work unit and communication mode after leaving the school, promise that loans overdue will not pay it back for one year, and have not proposed an extension. The lender may publish their names and ID numbers in the institutions of higher learning or relevant media for inquiry. Article 6 The maximum amount of student loans shall not exceed the tuition and living expenses of the school where the students are studying. Article 7 The term of a student loan is generally not more than eight years, and whether to extend it shall be decided by the lender and the borrower. Eighth student loan interest rates according to the provisions of the people's Bank of China loan interest rates for the same period, not floating. Article 9 The student loan shall be repaid in a flexible way, which can be repaid in advance, or the interest shall be paid off with the principal, or repaid in installments (annually, quarterly or monthly). The specific method shall be agreed by the lender and the borrower and included in the contract. If the principal and interest of the loan are repaid in advance, the interest on the part returned in advance shall be calculated according to the interest rate agreed in the contract and the actual use time; If the principal and interest of the loan cannot be repaid on schedule, the lender shall collect the penalty interest according to the regulations. Article 1 Where governments at all levels and all sectors of society provide guarantees or interest subsidies to borrowers, the discount ratio and discount time shall be agreed by the lender or the school where the borrower is located and the discount provider. Article 11 The borrower shall abide by his credit. If he leaves school for various reasons, he shall take the initiative to inform the lender of his latest communication method and work unit, and repay the loan principal and interest on schedule. Twelfth institutions of higher learning should assist students in applying for student loans and the management of granting and recovering student loans by lenders. In case of transfer, suspension, drop-out, going abroad, dismissal, casualties, etc., the borrower's school is obliged to inform the lender in time. Thirteenth lenders should formulate specific operating procedures according to these measures, improve services, strengthen the management of the issuance and recovery of student loans, and improve the efficiency of the use of student loans.
third, how to grant the national student loan
after the application for the national student loan is approved, the annual payment will generally be paid year by year in August each year. The national student loan will be directly transferred from the handling bank to the financial department of the school plan to withhold the tuition fees owed by the students and issue a receipt for the tuition fees to the students. The rest of the money is deposited in the savings account of the loan student by the school entrusted by the handling bank. Please get the loan from the student, and go to the bank to print the details of the bank card income and expenditure to check the loan issuance ~
Fourth, how to issue the national student loan
I don't know if you are talking about the national student loan from the country development bank or the national student loan from the school?
If it is a student-origin national student loan from China Development Bank, please register in the Student Online Service System (Student-origin) on the Student Loan Information Network of China Development Bank, and follow the prompts to inquire about the current progress. The approval procedure for the bank is as follows: the county-level funding center submits it to the provincial funding center, the provincial funding center submits it to the provincial development bank, and the provincial development bank submits it to the national development bank. If the status has been submitted to the branch, it means that the audit will be completed soon, and it will take some time to start issuing. You can also call the county aid center to ask. The speed of student loans varies from place to place. Generally, loans can be made at the end of the year. In some areas, loans have already started, and you will be informed by Alipay SMS.
If you are talking about the national student loan that the school has contacted the four major local banks, please contact the Student Affairs Office or the Student Financial Assistance Center. The situation of each school is different.