"Dacheng CSI 300" code: 5 1930 1 Type: Index Recommended reason: An important starting point for choosing fixed investment funds is to spread risks and reduce average costs, so it is appropriate to choose stock funds with large fluctuations, especially index funds. Although the stock index is unpredictable in the short term, in the long term, the stock index always rises, and it is difficult to accurately grasp the market hotspots by actively investing in stock funds. Foreign experience shows that in the long run, index funds outperform most active equity funds and are one of the first choices for long-term investment. Based on the principle of fitting and tracking the Shanghai and Shenzhen 300 Index, the Fund conducts passive indexed long-term investment, and strives to obtain the average yield of the China stock market represented by the index. Since the establishment of China Capital, the compound annual growth rate of the Shanghai Composite Index has exceeded 20%, and the constituent stocks of the Shanghai and Shenzhen 300 Index are the top 300 heavyweights in the two cities, covering about 60% of the market value of the Shanghai and Shenzhen markets, with good market representation. The fund's past performance is outstanding among similar funds, and it is suggested that it can be used as one of the first choice funds for fixed investment. The manager of the fund is Dacheng Fund Management Company, which was established in 1999. It is one of the first ten fund management companies approved to be established in China. As of September 2007, the fund assets under management reached about 1 1000 billion yuan, making it one of the largest fund management companies in China.

Guangfa Jufeng Code: 2700 15 Type: Stock Type Recommended reason: Stock funds are also suitable for fixed investment. After the fund was established on February 23rd, 2005, it became the best fund of the company in 2006 with relatively successful investment operation, with a total return of 0 1 day of 470.8 1%, which was outstanding among stock funds and was rated as one of the top ten "Taurus" funds in 2007. The manager of this fund is Guangfa Fund Management Company. In 2005, its investment management ability ranked first among 34 fund companies, and ranked third among 45 fund companies in 2006 and 2007. The overall excellent stock investment management ability of Guangfa Fund Management Company has attracted the attention of the market. The fund itself has a good historical performance record, active operation and lively investment, and belongs to a distinctive stock fund. As a choice of fixed investment, the Fund also takes into account the measures of fixed investment investors-even during the suspension of fund subscription, it accepts applications for fixed investment of less than 50,000 yuan, which does not affect investors' fixed investment plans. In addition, Guangfa Small Cap and Guangfa Jufu are also good fixed investment choices!

China Steady Growth Code: 5 19029 Type: Stock Type Recommended reason: In 2007, China Steady Growth Fund ranked first among balanced funds with a net growth rate of 160.05438+0%. The fund is actively allocated and its investment scope is very flexible, with the investment ratio of stocks and bonds ranging from 0 to 95%. The fund's extremely flexible asset allocation strategy enables the fund to adapt to market changes, and the broad allocation ratio provides the greatest flexibility for investment. When the market rises, we can take more radical strategies to seize the opportunity to the greatest extent and get higher returns. When the market risk is large or the trend is uncertain, you can reduce the stock position to avoid the risk. There will always be uncertainty in the stock market, and the flexible asset allocation of the fund will show its advantages this year. The fund achieved ideal investment returns in its operation last year. In 2007, the net growth rate ranked first among similar funds, with a yield of 154.45%, and won the Golden Bull Award in 2007. The manager of the fund is Huaxia Fund Company, which was established in 1998. As the earliest fund company rooted in the local market, Huaxia Fund has ten years of valuable investment management experience and sustained and steady investment performance. By the end of June 5438+February, 2007, the company had managed assets of over 260 billion yuan, customers of over100000, and accumulated dividends of over 25.5 billion yuan, making it one of the largest fund companies in China with the largest number of customers and the richest dividends. (Need to remind customers that during the suspension of subscription, the fixed investment business of the Fund will also stop subscription. )