The choice of education fund should consider the age, health status, insurance demand and coverage of the insured. Pure education insurance, education fund providing protection for a certain stage and education fund with both security and financial management have their own advantages, which are suitable for different needs. For example, Little Champion 1 Children's Annuity, Little Champion Education Fund and Ruishi Children's Edition recommended by Deep Blue Insurance are all products with high cost performance, but the specific choice depends on personal circumstances, including family economic situation, children's education planning and other factors.