Medical insurance participants sometimes encounter the situation that medical insurance money is not paid, often because the medical insurance account is frozen. So why is the medical insurance account frozen? This may be the arrears of the medical insurance account, or the account information may be wrong. The following will introduce the reasons why the medical insurance account is frozen and the methods to unfreeze it. Why is it a medical insurance account ... If you want to know more about why the medical insurance account is frozen, then take a look with me.

1. Why is the medical insurance account frozen?

In any of the following circumstances, the medical insurance account may be frozen:

1. The payment information of medical insurance account cannot be received normally, or there is something wrong with the system;

2. Failing to pay medical insurance premiums on time;

3. The medical insurance payment is unsuccessful;

4. Receipt ledger information is wrong, but it is discontinuous.

Second, the medical insurance account thawing conditions

Meet one of the following conditions, you can apply for medical insurance account information thawing:

(1) The employer or the insured individual has paid the medical insurance premium on time, but the payment information can't be received normally, resulting in the medical insurance information system being unable to query the payment account information, or the account information shows "Not Received" or "Received" due to system reasons, but the system still freezes the treatment;

(2) The employer fails to pay the medical insurance premium on time, but pays the arrears within 3 months;

(3) due to non-unit or individual reasons (such as banks, local taxes, social insurance agencies, etc.). ), the collection failed, but the arrears have been paid;

(4) Incorrect, missing or discontinuous collection ledger information leads to system freezing, such as missing government subsidy ledger, cutting off or overlapping with on-the-job payment ledger, or retirees paying transitional payments in one lump sum, but there is only one collection ledger information for local taxes.

(5) According to Article 58 of the Social Insurance Law, the medical insurance premium has been paid in accordance with the supplementary payment rules, and the medical insurance benefits for the corresponding month can be paid;

(6) The insured has reached the statutory retirement age, paid the employee medical insurance payment period (120 or 180 months), but cannot enjoy the treatment normally due to the system or the agency;

(7) Insured persons who started withholding medical insurance premiums from the unemployment fund before June 2065438+2008 need to begin to enjoy medical insurance benefits in the next month after the end of unemployment benefits; After July 2065438+2008, the insured who began to withhold and remit medical insurance premiums from the unemployment fund need to open medical insurance benefits in the next month after unemployment if they had a continuous on-the-job payment account before unemployment.

Third, the medical insurance account unfreezing process

According to the actual situation, bring the above materials to the local medical insurance center or social security bureau for handling.

4. How long does it take to unfreeze the medical insurance account?

Usually it can be completed in 4 working days.