I. Calculation method of income of WeChat Licaitong The income of funds deposited by WeChat Licaitong will not be calculated until the second working day, and holidays will be postponed. Now let's take a look at how the daily income of Licaitong is calculated. Daily income = (money in Licaitong account/10000)* every ten thousand income announced by the fund company. Calculation methods available for official WeChat account.
If you deposit 10000 yuan into WeChat Wealth Management, the annual income is: 10000 * 7 annualized rate of return. Because the rate of return fluctuates, so does the rate of return for one year, but it can generally maintain the average level.
201465438+1October 18, the 7-day annualized rate of return of wechat wealth management is 6.4690%. If the principal deposit is 10000, it means that your annual income is about 10000*6.469%=646.9 yuan, and the daily yield is.
Second, WeChat or Twitter It is reported that the second generation of WeChat wealth management products is being tested. These products mainly promote regular financial management with longer term but higher income, and the specific online time has not yet been determined.
3. Licaitong is a professional wealth management platform launched by Tencent. Since it was launched on WeChat wallet in June, 20 14, it has adhered to the development concept of compliance, risk control, selection, innovation and stability, bringing a one-stop, high-quality, safe and convenient investment and financial management experience to hundreds of millions of users.
Tencent Licaitong strictly selects the partners of financial institutions, screens better financial products, and introduces diversified financial products such as money fund, insurance financial management, bond fund, index fund, hybrid fund and overseas fund, as well as various convenient functions such as salary financial management and index fixed investment to meet the diversified financial needs of users.
Products and services
1) Balance+:The accounts of all monetary funds (except change pass and change financing) held by users in Licaitong have the characteristics of enjoying income, being payable, being available at any time and being multi-purpose. After purchasing "Balance+",users can enjoy the income of combined money funds, and the total income is the combination of the income of all single money funds they hold. There is no restriction when using "Balance+"to purchase other wealth management products. At the same time, the "balance+"funds also support automatic credit card repayment, loan repayment, telephone charges and so on.
2) Steady financial management: mainly invest in "fixed income" assets that can continuously bring interest income, such as national debt and financial debt. It has the characteristics of long-term stable income, relatively low risk and rich term categories. Licaitong divides this kind of wealth management products into "stable products" and "stable products". The former is suitable for users with low income requirements and low risk preference, while the latter is suitable for users who pursue long-term stable income and have certain risk tolerance.
3) Advanced wealth management: wealth management products that mainly invest in the capital market, such as bonds and stocks, are characterized by relatively high returns, large short-term fluctuations and relatively high risks. Licaitong divides such financial products into "advanced entry products" and "income products". The former mainly invests in assets with low risk such as bonds, and some products add some other investment varieties, such as convertible bonds and stocks, so as to obtain higher returns under the premise of controlling risks. Most of the latter invest in the stock market, which is a high-risk and high-return category with the growth of the market or efforts to surpass the market performance.
4) Investment together: a platform for fund investment and caring services, which can choose appropriate investment strategies and investment teams for users and try to achieve their investment goals. By the end of February, 65438+2020, the accessed fund portfolios include China Europe Super Stock All-Star, Southern Steady Profit, Harvest Currency Benefit, Huaxia 90 Houlang Pension, Huaxia 80 Right Pension and Huaxia 70 Right Pension.
Redemption is not recommended. The fund is a long-term investment an