Disadvantages: the payment is unstable, and it often takes more than a week to bring it up.

Risk: almost, mostly fund products.

Actually, there can be a better choice. Now the online platform is no less secure than the fund. It has been standardized this year, and all funds are managed. You can take a bold look.

This is my heavy stage. It is said that it will be listed at the end of the year, and I am very optimistic.

Please accept it if it helps. Thank you.