When it comes to funds, you should know a general classification: stock funds, bond funds, QDII funds that invest in overseas markets, index funds, and innovation grading funds. In 2008, the A-share market was in a downturn, and the secondary market funds did not perform well, but there were always dark horses, such as 08 Gold Fund, 09 QDII Fund for Overseas Markets, 13 Small and Medium Board Fund and Growth Enterprise Market Fund. And now it is-playing a new stock fund.

What is a new stock fund?

Generally speaking, fund companies invest our money in companies that issue new shares. After the company goes public, it will generate a premium, sell the company's shares and get the expected annualized expected income. The financial friend asked: Why invest in new shares instead of others? Because: According to statistics, the average increase of IPO in the first half of this year was 44% on the day of listing and 40-50% within two weeks after listing, so the average increase of IPO after winning the lottery was about 100%.

What kind of fund belongs to the new fund?

Because of regulatory requirements, it is impossible to intuitively judge the name of the fund, and no fund named "XX IPO Fund" can be found in the fund list. So what should we do? Our friends in the research of digging money help us to dig out new concept funds through screening and interviewing fund companies, and then analyze which ones are more suitable.

So how do we play the new stock fund?

The first way of thinking is to choose products with low positions and many bullets in old funds with a tendency to fight new ones; The second idea is the new funds and capital preservation funds that are about to open positions and are opening positions. This kind of fund has the most bullets, and the fund managers are enthusiastic about innovation. The new fund has a closed opening period, and the relatively stable fund guarantee also allows the fund manager to take a chance when playing new.

The location of the second fund is very important. Because the issuance of new shares is not uniform, it is very likely to peak. Therefore, in order to innovate, the position of sustainable funds must be relatively low, because new funds will have a certain freezing period. Moreover, scale is also a key factor. According to financial analysts, combined with past experience, the most suitable scale is 500 million-654.38+0 billion yuan. If it is too large, the expected annualized expected income will be diluted; if it is too small, the participation will be greatly reduced.

Why is it getting harder and harder for individuals to make new ones?

Different from the previous new regulations, the CSRC issued new regulations. For the same fund company, no matter how many fund products participate in the subscription of new shares, they can only unify the quotation of new shares.