Founder Securities chose to open Jin Xiaobao when opening an account. After the amount was transferred, it did not buy stocks, nor did it set the reserved amount of Jin Xiaobao, so it would automatically buy Jin Xiaobao. Jin Xiaobao is a monetary fund. \x0d\ Jin Xiaobao exchange method: \x0d\ Method 1: Open Xiaofang app, click Jin Xiaobao in Gold ingot, and then click the purchase amount to enter. You will see purchases, redemptions and cancellations. Click on the exchange directly and enter the amount you want to exchange. \x0d\ The second option: Click the subscription directly, and there will be a reserved amount in the subscription. You can enter the amount you need to keep in the reserved amount instead of Jin Xiaobao. \x0d\ are all T+ 1 withdrawals.