The main difference between Class A and Class C bond funds lies in the different charging rules for fund transaction fees. Bond fund transaction fees generally include subscription (subscription) fees, redemption fees, sales fees, etc.

1. Subscription (Subscription) Fee Bond Fund Type A charges a Subscription (Subscription) fee, while Class C bond funds do not charge a Subscription (Subscription) fee.

The subscription fee refers to the fee paid by investors when purchasing a fund. The subscription fee is generally charged in different proportions according to the size of the fund subscription amount. Taking Huashang Convertible Bond Bond A as an example, if the subscription amount is less than 1 million yuan, the subscription fee is charged at 0.8%.

Fee (charged at a 10% discount on some platforms), if the amount exceeds 5 million yuan, a fixed fee of 1,000 yuan will be charged.

2. Redemption fee Class A and C bond funds will charge a redemption fee when redeeming. The longer the holding period, the lower the redemption fee. If the bond fund is held for a certain number of days, the redemption fee will be waived.

However, the number of days is set differently between Class A and Class C. The redemption rate of Class A is generally higher than that of Class C under the same holding days.

Still taking Huashang convertible bonds as an example: Category A: 1.5% for holding within 7 days; 0.1% for holding for 7 days or more and less than 365 days; 0.1% for holding for 365 days or less and 730 days or less.

Charged at 0.05%; no redemption fee if held for 730 days.

Category C: 1.5% for holding within 7 days; 0.1% for holding for 7 days or more but less than 30 days; no redemption fee for holding for 30 days or more.

3. Sales service fee: Class A bond fund does not charge sales service fee, but Class C bond fund requires sales service fee. The sales service fee is accrued daily from the fund assets.

Taken together, if you expect to hold the fund for less than 6 months, then Class C funds, which do not charge subscription fees and charge sales fees on a daily basis, are more cost-effective.

If you plan to hold it for a long time, you can choose Category A, which is free of sales and service fees.

I hope the above content will be helpful to everyone regarding which bond fund A or C is better.

Warm reminder, financial management is risky, so investment needs to be cautious.

Fund, English is fund, broadly refers to a certain amount of funds established for a certain purpose.

It mainly includes trust investment funds, provident funds, insurance funds, retirement funds, and various foundation funds.

From an accounting perspective, funds are a narrow concept, meaning funds with specific purposes and uses.

The funds we mention mainly refer to securities investment funds.

According to different standards, securities investment funds can be divided into different types: 1. According to whether fund units can be added or redeemed, they can be divided into open-end funds and closed-end funds.

Open-end funds are not listed for trading (it depends on the situation). They are purchased and redeemed through banks, securities firms, and fund companies. The fund size is not fixed; closed-end funds have a fixed duration and are generally listed and traded on securities exchanges. Investors pass

Fund units are bought and sold in the secondary market.

2. According to different organizational forms, they can be divided into corporate funds and contract funds.

A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; it is established by a fund manager, a fund custodian and an investor through a fund contract, which is usually called a contract fund.

my country's securities investment funds are all contract funds.

3. According to the differences in investment risks and returns, funds can be divided into growth, income and balanced funds.

4. According to different investment objects, it can be divided into stock funds, bond funds, money market funds, futures funds, etc.

Operation skills: first observe the market outlook before operating. The income from fund investment comes from the future. For example, if you want to redeem a stock fund, you can first look at whether the future development of the stock market will be a bull market or a bear market.

Then decide whether to redeem or not, and make a choice about the timing.

If it is a bull market, you can hold it for a while to maximize returns.

If it is a bear market, redeem it early and be safe.

Converting into other products Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into currency funds.

This can reduce costs. The conversion fee is generally lower than the redemption fee, while the risk of money funds is low, equivalent to cash, and the income is higher than current interest.

Therefore, conversion is also an idea of ??redemption.

Regular fixed-amount redemptions are the same as regular investments. Regular fixed-amount redemptions can be used for daily cash management and can also calm market fluctuations.

Regular fixed-amount redemption is a redemption method that matches regular fixed-amount investment.