The children who sell the most in Ping An and other insurance companies are savings-type education funds, additional accidental injuries and others, because children under the age of 16 have a maximum insurance coverage of 5, in many areas of China, that is, no matter how much premium you pay, you will lose 5, at most. The procedure of buying insurance is that the family is the main source of income, then the spouse and children. If the family members have no insurance, they should buy accidental injuries first and then be hospitalized with accidental injuries. Medical insurance and hospitalization surcharge, and then choose savings insurance, such as endowment insurance, major illness insurance, and dividend-paying investment connection. The annual premium can't exceed 15% of the total family income. Safe settlement is good. I'll tell you a trick. Go to the meeting room wall of the insurance company to find a salesman who is close to your home. Those businesses are ranked there, and only professionals can get everyone's approval and find him.