The personal burden of the insured person of serious illness medical insurance within the scope of reimbursement of basic medical insurance shall be reimbursed by 75% of the supplementary medical insurance for serious illness; The scope of reimbursement of serious illness medical insurance is very important, that is, the insured exceeds the maximum payment limit of the basic medical insurance pooling fund, which is in line with the personal burden within the scope of reimbursement of basic medical insurance, and the reimbursement of supplementary medical insurance for serious illness is 75%; In a natural year, the cumulative maximum reimbursement amount is 400,000 yuan.