There are many reasons for the annual price increase of rural medical insurance. First of all, the increase in medical expenses is one of the main reasons for the increase in the price of rural medical insurance. With the progress of medical technology and the improvement of medical services, medical expenses are also increasing. The rising prices of drugs, medical equipment and medical services directly lead to the increasing pressure on rural medical insurance payment, and the premium should be adjusted every year.
Secondly, the increase in the number of rural medical insurance participants is also one of the reasons for the price increase. With the improvement of rural residents' income level and the enhancement of social security awareness, more and more rural residents choose to participate in medical insurance. The increase in the number of participants means that the burden of medical insurance funds has increased. In order to ensure the sustainability of the medical insurance fund, we have to adjust the price increase.
In addition, the expansion of rural medical insurance coverage is also one of the reasons for the price increase. In order to improve the medical security level of rural residents, the government has continuously expanded the coverage of rural medical insurance and increased the payment scope of medical expenses, which has also led to the increase of medical insurance expenses, thus demanding price increases.
Finally, the lack of rural medical resources is also one of the reasons for the price increase. Rural medical resources are relatively few, and the supply of medical services is insufficient, which leads to the concentration of rural residents' medical needs in limited medical institutions, and also increases the payment pressure of medical insurance funds, so it is necessary to raise the price to ensure the sustainability of the funds.
To sum up,. In order to ensure the medical security rights and interests of rural residents and the sustainability of the medical insurance fund, it is necessary to raise the price. In order to solve this problem, we need to take measures to improve the efficiency of medical services, strengthen the construction of primary medical institutions and optimize medical insurance policies. Only through comprehensive policies can we better meet the medical security needs of rural residents.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 24
The state establishes and improves the new rural cooperative medical system.
Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.
Article 25
The state establishes and improves the basic medical insurance system for urban residents.
The basic medical insurance for urban residents combines individual contributions with government subsidies.
People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.